496 Dowd Rd, Morganton, GA 30560 Property Records

Union County property record for 496 Dowd Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 1984
Lot Size	14.8 acres (648,173 sqft)
Owner	Individual Name on Record
Last Sale	$6,000 (Sep 2025)
Tax Bill	$2,412 (2025)
Deeds & Mortgages	Jun 2026 Sale Nov 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006 044`

Property Details

APN / Parcel Number

Primary APN	`006 044`
Alternative APN	`8482`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Heated Area
1st Floor Area	960 sqft
2nd Floor Area	480 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	648,173 sqft (14.8 acres)
Garage Area	720 sqft

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	80 sqft
Patio Area	400 sqft
Storage Building	180 sqft
Pole Barn	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8482
Street Address	496 DOWD RD
City	MORGANTON
State	GA
Zip	30560-1761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	DIST 8 LL 60
Legal Subdivision	MICHAEL D HARRIS
Jurisdiction	UNION GA
Township / Civil Division	IVYLOG
Census Block Group	1
Census Block	1029
Census Tract	101

Owner

Source: Union County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	496 DOWD RD, MORGANTON, GA 30560-1761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 26, 2025	Warranty Deed, Transfer
Dec 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Jan 14, 2022
Deed Book / Page	1429 / 612
Last Transfer Date	Jun 3, 2026
Transfer Doc	0000002600
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION GA
Recording Date	Jun 3, 2026
Property Address	496 DOWD RD, MORGANTON, GA 30560-1761
Document Number	0000002600
Book / Page	1455 / 202
Instrument Date	Jun 3, 2026
Instrument	20262600
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DOWD RD, MORGANTON, GA 30560-1761

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	496 DOWD RD, MORGANTON, GA 30560-1761
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DOWD RD, MORGANTON, GA 30560-1761

Mortgage

Document Number	0000001434/0000000167
Date	Nov 7, 2025
Book Page	0000001434/0000000167
Instrument	D2025-005170

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION GA
Recording Date	Sep 26, 2025
Property Address	496 DOWD RD, MORGANTON, GA 30560-1761
Document Number	001429/612
Book / Page	1429 / 612
Instrument Date	Sep 24, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 DOWD RD, MORGANTON, GA 30560-1761

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION GA
Recording Date	Dec 29, 2021
Property Address	496 DOWD RD, MORGANTON, GA 30560-1761
Document Number	001295/747
Book / Page	1295 / 747
Instrument Date	Dec 29, 2021
Instrument	2022-000054
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 CHESTNUT DR, THOMSON, GA 30824-1819

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,412.00 (-8.53%) Homeowner's exemption	$228,440 (+1.38%) Land $86,160 Building $142,280	$571,100 (+1.38%) Land $215,400 Building $355,700
2024	$2,637.00 (-10.64%) Homeowner's exemption	$225,320 (+0.73%) Land $86,160 Building $139,160	$563,300 (+0.73%) Land $215,400 Building $347,900
2023	$2,951.00 (+23.78%) Homeowner's exemption	$223,680 Land $86,160 Building $137,520	$559,200 Land $215,400 Building $343,800
2022	$2,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Oct 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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