Berkeley County property record for 496 Dinali Dr, Martinsburg, WV 25403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Apr 2021) |
| Tax Bill | $1,493 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-38B-0081.0000 |
| Primary APN | 04-38B-0081.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07229868 |
|---|---|
| Street Address | 496 DINALI DR |
| City | MARTINSBURG |
| State | WV |
| Zip | 25403-7644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .28 ACRE LOT 126 SECTION 3 PHASE 1 RIDGEFIELD |
| Legal Subdivision | RIDGEFIELD PH 1 SEC 3 |
| Legal Lot Number | 126 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | NORBORNE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 971206 |
496 Dinali Dr is owned and occupied by an individual who bought it in April 2021.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 496 DINALI DR, MARTINSBURG, WV 25403-7644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Sep 25, 2023 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK |
| Apr 16, 2021 | Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Dec 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage INTEGRITY HOME MORTGAGE CORP |
| Jul 22, 2020 | Deed, Transfer · Conventional Mortgage BANK OF CHARLES TOWN |
| Dec 11, 2017 | Deed, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on File |
| Deed Sale | Apr 16, 2021 · Amount on File |
| Prior Sale | Jul 22, 2020 · Amount on File |
| Deed Document Number | 20210014016 |
| Deed Book / Page | 1334 / 695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Mar 9, 2026 |
| Property Address | 496 DINALI DR, MARTINSBURG, WV 25403-7644 |
| Document Number | 001559/364 |
| Book / Page | 1559 / 364 |
| Map Reference | PC 10 SL 189 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 20260007194 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 496 DINALI DR, MARTINSBURG, WV 25403-7644 |
| Document Number | 20260007195 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 20260007195 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 496 DINALI DR, MARTINSBURG, WV 25403-7644 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004061/112 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 4061/112 |
| Instrument | 20230026729 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Apr 16, 2021 |
| Property Address | 496 DINALI DR, MARTINSBURG, WV 25403-7644 |
| Document Number | 001334/695 |
| Book / Page | 1334 / 695 |
| Map Reference | PC 10 SL 189 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 20210014016 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,655.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 496 DINALI DR, MARTINSBURG, WV 25403-7644 |
| Document Number | 20210014017 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 20210014017 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 496 DINALI DR, MARTINSBURG, WV 25403-7644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3219/035 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 3219/035 |
| Instrument | 20170043706 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Jul 22, 2020 |
| Property Address | 496 DINALI DR, MARTINSBURG, WV 25403-7644 |
| Document Number | 00001297/4 |
| Book / Page | 1297 / 4 |
| Map Reference | PC 10 SL 189 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 20200021366 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20200021367 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 20200021367 |
| Name | BANK OF CHARLES TOWN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Dec 11, 2017 |
| Property Address | 496 DINALI DR, MARTINSBURG, WV 25403-7644 |
| Document Number | 001194/547 |
| Book / Page | 1194 / 547 |
| Map Reference | PL CAB 10 SL 189 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 20170043704 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 496 DINALI DR, MARTINSBURG, WV 25403-7644 |
| Document Number | 003219/035 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 3219/035 |
| Instrument | 20170043706 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 496 Dinali Dr was $1,493.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,493.00 | $122,880 Land $27,660 Building $95,220 | $204,800 Land $46,100 Building $158,700 |
| 2023 | $1,508.00 | $119,340 Land $25,260 Building $94,080 | $198,900 Land $42,100 Building $156,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 496 Dinali Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 496 Dinali Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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