496 Davis Rd, Jefferson, GA 30549 Property Records

Jackson County property record for 496 Davis Rd, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,069 sqft · built 1993
Lot Size	21.5 acres (940,025 sqft)
Owner	2 Individual Names on File
Last Sale	$569,900 (Feb 2026)
Tax Bill	$5,434 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 13 more
Flood Zone	Zone X (minimal risk)
APN	`054 011N`

Property Details

APN / Parcel Number

Primary APN	`054 011N`
Alternative APN	`3970`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,069 sqft Heated Area
1st Floor Area	1,610 sqft
Attic	Attic
Attic Area	970 sqft
Basement Area	2,019 sqft
Unfinished Basement	2,019 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	940,025 sqft (21.5 acres)
Garage Type	Attached
Garage Area	736 sqft
Pool Area	648 sqft
Porch	Slab
Porch Area	702 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3970
Street Address	496 DAVIS RD
City	JEFFERSON
State	GA
Zip	30549-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 3-6 & 14-19 ARCADE WOODS
Legal Subdivision	ARCADE WOODS 02
Legal Lot Number	3-6
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2024
Census Tract	10601

Owner

496 Davis Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Jackson County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 DAVIS RD, JEFFERSON, GA 30549-5612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE LENDING
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE LENDING
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE
Jan 29, 2026	Deed of Trust, Mortgage · Commercial Mortgage LEGACY STATE BANK
Aug 4, 2025	Deed of Trust, Mortgage LIBERTY SOLUTIONS GROUP
Feb 19, 2026	Limited Warranty Deed, Transfer
Sep 2, 2025	Deed of Trust, Mortgage · Construction Mortgage LEGACY STATE BANK
Aug 29, 2025	Deed of Trust, Mortgage · Construction Mortgage LEGACY STATE BANK
Aug 29, 2025	Deed of Trust, Mortgage · Construction Mortgage LEGACY STATE BANK
Oct 22, 2025	Limited Warranty Deed, Transfer · Line of Credit NORTHEAST GEORGIA BANK
Dec 14, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Feb 7, 2022	Warranty Deed, Transfer
Feb 7, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on File
Deed Sale	Feb 19, 2026 · Amount on File
Prior Sale	Oct 22, 2025 · Amount on File
Deed Book / Page	118Y / 401
Prior Transfer Date	Apr 23, 2025
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Sep 24, 2026
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Document Number	0121000704
Book / Page	121Z / 704
Instrument Date	Sep 23, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1711 RAMBLER INN RD, JEFFERSON, GA 30549-5699

Mortgage

Document Number	0121000704,
Date	Sep 24, 2026
Book Page	121Z/704

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Sep 10, 2026
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Document Number	0121000634
Book / Page	121V / 634
Instrument Date	Sep 9, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121000634,
Date	Sep 10, 2026
Book Page	121V/634

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Jun 26, 2026
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Document Number	0120000105
Book / Page	120W / 105
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DAVIS RD, JEFFERSON, GA 30549-5636

Mortgage

Document Number	0120000105,
Date	Jun 26, 2026
Book Page	120W/105

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Jun 1, 2026
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Document Number	0120000801
Book / Page	120L / 801
Instrument Date	Jun 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DAVIS RD, JEFFERSON, GA 30549-5636

Mortgage

Document Number	0120000801,
Date	Jun 1, 2026
Book Page	120L/801

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Investor	Possibly a Property Investor

Mortgage

Document Number	00118S0000000081
Date	Jan 29, 2026
Book Page	000000118S/0000000081

Lender

Name	LEGACY STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2027

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DAVIS RD, JEFFERSON, GA 30549-5636

Mortgage

Document Number	00116M0000000041
Date	Aug 4, 2025
Book Page	000000116M/0000000041

Lender

Name	LIBERTY SOLUTIONS GROUP

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2026

February 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 19, 2026
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Document Number	00118Y0401
Book / Page	118Y / 401
Instrument Date	Feb 19, 2026
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Amount	Amount on Record
Tax	$5.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 DAVIS RD, JEFFERSON, GA 30549-5612

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Investor	Possibly a Property Investor

Mortgage

Document Number	00116W0000000100
Date	Sep 2, 2025
Book Page	000000116W/0000000100

Lender

Name	LEGACY STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Investor	Possibly a Property Investor

Mortgage

Document Number	00116V0000000432
Date	Aug 29, 2025
Book Page	000000116V/0000000432

Lender

Name	LEGACY STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Investor	Possibly a Property Investor

Mortgage

Document Number	00116V0000000423
Date	Aug 29, 2025
Book Page	000000116V/0000000423

Lender

Name	LEGACY STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2026

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 22, 2025
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Document Number	00117M0321
Book / Page	117M / 321
Instrument Date	Oct 22, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1747 RAMBLER INN RD, JEFFERSON, GA 30549-5699

Mortgage

Document Number	000117M322
Date	Oct 22, 2025
Instrument	117M/322

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	3 Months
Due	Jan 1, 2026

December 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 14, 2023
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Document Number	00109E0103
Book / Page	109E / 103
Instrument Date	Dec 5, 2023
Transaction Type	Foreclosure
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DAVIS RD, JEFFERSON, GA 30549-5636

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 7, 2022
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Document Number	00101E0294
Book / Page	101E / 294
Instrument Date	Feb 7, 2022
Instrument	2022-000988
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DAVIS RD, JEFFERSON, GA 30549-5636

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 7, 2022
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Document Number	00100W0637
Book / Page	100W / 637
Instrument Date	Feb 7, 2022
Instrument	2022-000666
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DAVIS RD, JEFFERSON, GA 30549-5636

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	496 DAVIS RD, JEFFERSON, GA 30549-5636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00079Q0218
Date	Feb 5, 2018
Book Page	79Q/218

Lender

Name	PARAMOUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 496 Davis Rd was $5,434 with a homeowner's exemption, up 0.3% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Arcade City
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,520 (-32.61%) Land $7,160 Building $131,360	$346,300 (-32.61%) Land $17,900 Building $328,400
2025	$5,434.00 (+0.33%) Homeowner's exemption	$205,560 (-) Land $74,200 Building $131,360	$513,900 (-) Land $185,500 Building $328,400
2024	$5,416.00 (+16.52%) Homeowner's exemption	$205,560 (+9.78%) Land $74,200 Building $131,360	$513,900 (+9.78%) Land $185,500 Building $328,400
2023	$4,648.00 (+24.48%) Homeowner's exemption	$187,240 (+48.51%) Land $74,200 Building $113,040	$468,100 (+48.51%) Land $185,500 Building $282,600
2022	$3,734.00 Homeowner's exemption	$126,080 Land $37,080 Building $89,000	$315,200 Land $92,700 Building $222,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 496 Davis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Davis Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20