496 Century Dr, Cameron, NC 28326 Property Records

Harnett County property record for 496 Century Dr, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,352 sqft · built 2013
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2018)
Tax Bill	$2,577 (2026)
Deeds & Mortgages	May 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500027574`

Property Details

APN / Parcel Number

Primary APN	`1500027574`
Alternative APN	`09956513 0282 58`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,352 sqft Heated Area
1st Floor Area	971 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500027574
Street Address	496 CENTURY DR
City	CAMERON
State	NC
Zip	28326-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#329 COLONY@LEXINGTON PH B PT 2B MAP#2012-65
Legal Subdivision	LEXINGTON PLANTATION
Legal Phase	B
Legal Lot Number	329
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2002
Census Tract	71303

Owner

496 Century Dr is owned and occupied by an individual who bought it in June 2018.

Source: Harnett County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	496 CENTURY DR, CAMERON, NC 28326-4024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 1, 2018	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Sep 26, 2013 · Amount on File
Deed Document Number	20187774
Deed Book / Page	3610 / 746
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	496 CENTURY DR, CAMERON, NC 28326-4024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006992
Date	May 6, 2020
Book Page	3809/921
Instrument	2020006992

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 1, 2018
Property Address	496 CENTURY DR, CAMERON, NC 28326-4024
Document Number	0000007774
Book / Page	3610 / 0746
Map Reference	MB2012 PG65
Instrument Date	May 30, 2018
Instrument	2018007774
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 MANLEY ST # ST1L, 24, DORCHESTER, MA 02122-2650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 CENTURY DR, CAMERON, NC 28326-4024

Mortgage

Document Number	0000007775
Date	Jun 1, 2018
Instrument	2018007775

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 496 Century Dr was $2,577, up 35.7% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,577.00 (+35.7%)	$332,296 (+30.18%)	$332,296 (+30.18%) Land $67,000 Building $265,296
2025	$1,899.00	$255,261	$255,261 Land $39,000 Building $216,261
2023	$1,899.00	$255,261	$255,261 Land $39,000 Building $216,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 496 Century Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Century Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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