496 Carrick Pike, Georgetown, KY 40324 Property Records

Scott County property record for 496 Carrick Pike, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,439 sqft · built 1999
Lot Size	5 acres (217,887 sqft)
Owner	Individual Name on File
Tax Bill	$5,134 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-00-021.000`

Property Details

APN / Parcel Number

Primary APN	`246-00-021.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,439 sqft Living Area
1st Floor Area	1,165 sqft
Basement Area	3,439 sqft
Finished Basement	3,439 sqft
Unfinished Basement	1,165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Foundation Type	Block
Lot Area	217,887 sqft (5 acres)
Garage Type	Mixed
Garage Area	2,093 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	496 CARRICK PIKE
City	GEORGETOWN
State	KY
Zip	40324-8754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING VALLEY
Legal Subdivision	STERLING VALLEY
Legal Lot Number	21
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2000
Census Tract	40301

Owner

496 Carrick Pike is owned and occupied by an individual who acquired it in September 2013.

Source: Scott County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	496 CARRICK PIKE, GEORGETOWN, KY 40324-8754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 19, 2013
Transfer Doc	00D355/705
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	496 CARRICK PIKE, GEORGETOWN, KY 40324-8754
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1444/757
Date	Jun 17, 2019
Book Page	M1444/757
Instrument	401214

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	496 CARRICK PIKE, GEORGETOWN, KY 40324-8754
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1523/693
Date	Jul 10, 2020
Book Page	M1523/693
Instrument	418601

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 496 Carrick Pike was $5,134 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,600 (-)	$625,600 (-)
2025	$5,134.00 Homeowner's exemption	$625,600	$625,600
2023	$4,847.00 Homeowner's exemption	$581,000 Land $110,000 Building $471,000	$581,000 Land $110,000 Building $471,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 496 Carrick Pike in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Carrick Pike is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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