496 Bessinger Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 496 Bessinger Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1972
Lot Size	0.198 acres (8,668 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jan 2023)
Tax Bill	$4,531 (2025)
Deeds & Mortgages	May 2023 Transfer Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`591-0003-0279-00`

Property Details

APN / Parcel Number

Primary APN	`591-0003-0279-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,356 sqft Living Area
1st Floor Area	432 sqft
2nd Floor Area	924 sqft

Exterior

Year Built	Built 1972
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,668 sqft (0.198 acres)
Lot Dimensions	131 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	496 BESSINGER DR
City	CINCINNATI
State	OH
Zip	45240-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BESSINGER DR 56.54 X 131.99 IR LOT 92 CAMERON PARK SUB SEC 5 BLK B PT 4
Legal Subdivision	CAMERON PARK SUB
Legal Block	B
Legal Lot Number	92
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	3
Census Block	3002
Census Tract	21504

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	496 BESSINGER DR, CINCINNATI, OH 45240-3922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Intrafamily Transfer, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY
Jan 12, 2023	Fiduciary Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Oct 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEMBA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Prior Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	0000002977
Deed Book / Page	14831 / 2011
Last Transfer Date	May 9, 2023
Transfer Doc	0000030711
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	May 9, 2023
Property Address	496 BESSINGER DR, CINCINNATI, OH 45240-3922
Document Number	0000030711
Book / Page	14912 / 604
Map Reference	MB 157 PG 42&43
Instrument Date	May 2, 2023
Instrument	2023-0030711
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	496 BESSINGER DR, CINCINNATI, OH 45240-3922

January 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 12, 2023
Property Address	496 BESSINGER DR, CINCINNATI, OH 45240-3922
Document Number	0000002977
Book / Page	14831 / 2011
Map Reference	MB 157 PG 42&43
Instrument Date	Jan 6, 2023
Instrument	2023-0002977
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 BESSINGER DR, CINCINNATI, OH 45240-3922

Mortgage

Document Number	0000002978
Date	Jan 12, 2023
Instrument	2023-0002978

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Mortgage

Document Number	0000002979
Date	Jan 12, 2023
Book Page	14831/2029
Instrument	2023-0002979

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	496 BESSINGER DR, CINCINNATI, OH 45240-3922
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002488
Date	Oct 9, 2017
Instrument	17-0092488

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2027

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	496 BESSINGER DR, CINCINNATI, OH 45240-3922
Document Number	0000078971
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	496 BESSINGER DR CINCINNATI OH 452403922, CINCINNATI, OH 45240-3922

Mortgage

Document Number	0000078971
Date	Sep 16, 2019
Book Page	014002/002083
Instrument	78971

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,531.00 (+2.77%)	$77,000 (+%) Land $8,984 Building $68,016
2024	$4,409.00 (-1.39%)	$76,999 (-) Land $8,984 Building $68,015
2023	$4,471.00 (+78.63%)	$76,999 (+135.9%) Land $8,984 Building $68,015	$220,000 (+135.9%) Land $25,670 Building $194,330
2022	$2,503.00 Homeowner's exemption	$32,641 Land $7,987 Building $24,654
2020			$93,260 Land $22,820 Building $70,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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