496 Bessie St, Patterson, LA 70392 Property Records

St. Mary Parish property record for 496 Bessie St, Patterson, LA 70392

Property Summary

Property TypeSingle Family Home
OwnerCompany Name on File
Last Sale$130,000 (Jun 2019)
Tax Bill$1,495 (2025)
Deeds & MortgagesOct 2020 Refinance
Jun 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN2894281024.00

Property Details

APN / Parcel Number

Primary APN2894281024.00

Exterior

Total Buildings3 Buildings

Location & Zoning

Street Address496 BESSIE ST
CityPATTERSON
StateLA
Zip70392-4028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT TRACT BEING THAT POR LOT 1 CRESCENT ACRES SUBD BLK A DESCRIBED AS TRACT ABKLHIJA PER PLAT 38H 250287 ACQ 385 332796
Legal SubdivisionCRESCENT ACRES SUBDIVISION
Legal TractB-G
Legal BlockA
Legal Lot Number1
JurisdictionST MARY LA
Township / Civil Division5
Census Block Group1
Census Block1063
Census Tract40800

Owner

496 Bessie St is owned by a company that bought it in June 2019.

Source: St. Mary Parish records, as of February 2, 2026

Owner of RecordCompany Name on File
Mailing Address215 KATHLEEN ST, PATTERSON, LA 70392-4001
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY FIRST BANK
Jun 28, 2019Deed, Transfer · Stand-Alone First Mortgage
FEDERAL NATIONAL MORTGAGE ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2019 · Amount on File
Deed SaleJun 28, 2019 · Amount on File
Prior SaleDec 21, 2011 · Amount on File
Deed Document Number332796
Deed Book / Page385 / 747
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY LA
Property Address496 BESSIE ST, PATTERSON, LA 70392-4028
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1605/157
DateOct 21, 2020
Book Page1605/157
Instrument352985
Lender
NameCOMMUNITY FIRST BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionST MARY LA
Recording DateJun 28, 2019
Property Address496 BESSIE ST, PATTERSON, LA 70392-4028
Document Number000385/747
Book / Page385 / 747
Instrument DateJun 28, 2019
Instrument332796
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 KATHLEEN ST, PATTERSON, LA 70392-4001

Mortgage

DateJun 28, 2019
Lender
NameFEDERAL NATIONAL MORTGAGE ASSN
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number385/747
DateJun 28, 2019
Book Page385/747
Instrument332796
Lender
NameFEDERAL NATIONAL MORTGAGE ASSN
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term25 Months
DueJul 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 496 Bessie St was $1,495.

Source: St. Mary Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Mary Parish
Unified School DistrictSt. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,495.00$13,178 Land $4,074 Building $9,104$131,780 Land $40,740 Building $91,040
2023$1,272.00$12,350 Land $4,074 Building $8,276$123,500 Land $40,740 Building $82,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 496 Bessie St in Zone X, an area of moderate flood risk, though there have been 56 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 90 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims56 (1985–2025)
Claims Outside the SFHA45 of 56
Most Recent ClaimApr 2025 · other causes
Claims by Event
  • Hurricane Francine, Sep 2024 · 7 claims
  • Hurricane Ike, Sep 2008 · 3 claims
  • Hurricane Gustav, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Bessie St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PATTERSON WATER SYSTEM
serves 8,456 people · EPA ID LA1101006
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: AT&T.

Nearby Properties on Bessie St

Nearby Streets

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