496 Beach St, Ashland, OR 97520 Property Records

Jackson County property record for 496 Beach St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,607 sqft · built 1901
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2021)
Tax Bill	$13,250 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`391E09DD5101`

Property Details

APN / Parcel Number

Primary APN	`391E09DD5101`
Alternative APNs	`391E09DD05101` `10942678`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,607 sqft
1st Floor Area	1,141 sqft
2nd Floor Area	795 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Area	2,200 sqft
Porch	Wood Porch
Porch Area	76 sqft
Patio Area	604 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	496 BEACH ST
City	ASHLAND
State	OR
Zip	97520-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	H B CARTER ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2001
Census Tract	1900

Owner

496 Beach St is owned and occupied by two individuals who bought it in June 2021.

Source: Jackson County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	496 BEACH ST, ASHLAND, OR 97520-3210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage DAKINE ENTS LLC
Mar 27, 2020	Loan Modification, Mortgage BANNER BK
Jun 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Aug 21, 2020 · Amount on File
Deed Document Number	202124873
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	496 BEACH ST, ASHLAND, OR 97520-3210
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001602
Date	Jan 18, 2017
Instrument	2017-001602

Lender

Name	BANNER BANK
Type	Bank
Address	ASHLAND, OR 97520

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jan 15, 2020

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 21, 2020
Property Address	496 BEACH ST, ASHLAND, OR 97520-3210
Document Number	0000030006
Instrument Date	Aug 21, 2020
Instrument	30006
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	496 BEACH ST ASHLAND OR 975203210, ASHLAND, OR 97520-3210

Mortgage

Document Number	30007
Date	Aug 21, 2020
Instrument	30007

Lender

Name	DAKINE ENTS LLC
Address	25 S KALAHEO AVE, KAILUA, HI 96734-2725

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 20, 2025

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON OR
Property Address	496 BEACH ST, ASHLAND, OR 97520-3210
Document Number	0000010869
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 BEACH ST ASHLAND OR 975203210, ASHLAND, OR 97520-3210

Mortgage

Document Number	0000010869
Date	Apr 1, 2020
Instrument	10869

Lender

Name	BANNER BK
Type	Bank
Address	ASHLAND, OR 97520

Agreement

Term	60 Months
Due	Mar 31, 2025

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jun 8, 2021
Property Address	496 BEACH ST, ASHLAND, OR 97520-3210
Document Number	0000024873
Map Reference	VOL 1 PG 104
Instrument Date	Oct 3, 2014
Instrument	2021-024873
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 BEACH ST, ASHLAND, OR 97520-3210

Tax Assessment & Valuation

The 2025 property tax bill for 496 Beach St was $13,250, up 3.6% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$941,300 (+3.16%) Land $248,520 Building $692,780	$941,300 (+3.16%) Land $248,520 Building $692,780
2025	$13,250.00 (+3.63%)	$912,430 (+4.57%) Land $259,400 Building $653,030	$912,430 (+4.57%) Land $259,400 Building $653,030
2024	$12,786.00 (+13.94%)	$872,550 (+13.49%) Land $241,650 Building $630,900	$872,550 (+13.49%) Land $241,650 Building $630,900
2023	$11,222.00 (-20.95%)	$768,840 (-20.78%) Land $329,700 Building $439,140	$768,840 (-22.02%) Land $329,700 Building $439,140
2022	$14,196.00	$970,480 Land $126,180 Building $844,300	$985,950 Land $430,870 Building $555,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 496 Beach St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Beach St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 78% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications.

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