St. Tammany Parish property record for 496 Aspen Ln, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 3,406 sqft · built 2002 |
| Owner | Individual Name on Record |
| Last Sale | $309,000 (Jun 2002) |
| Tax Bill | $4,381 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| APN | 107-140-2032 |
| Primary APN | 107-140-2032 |
|---|---|
| Alternative APN |
|
| Building Area | 3,406 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 107-140-2032 |
|---|---|
| Street Address | 496 ASPEN LN |
| City | COVINGTON |
| State | LA |
| Zip | 70433-5738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 274 NORTHPARK SEC 5A PH 3 INST NO 1221715 INST NO 1278583 INST NO 1272589 INST NO 1307895 |
| Legal Subdivision | NORTHPARK |
| Legal Phase | 3 |
| Legal Lot Number | 274 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 40607 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 496 ASPEN LN, COVINGTON, LA 70433-5738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2002 · Amount on Record |
| Deed Sale | Jun 20, 2002 · Amount on Record |
| Deed Document Number | 1307895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Apr 20, 2026 |
| Property Address | 496 ASPEN LN, COVINGTON, LA 70433-5738 |
| Document Number | 0002488767 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 20262488767 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CRESCENT TITLE LLC, CRESCENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 496 ASPEN LN, COVINGTON, LA 70433-5738 |
| Document Number | 0002488767, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20262488767 |
| Name | GMFS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.06% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,381.00 (-3.42%) Homeowner's exemption | $42,647 (-) Land $7,000 Building $35,647 | $426,472 (-) Land $70,000 Building $356,472 |
| 2024 | $4,536.00 (+10.5%) Homeowner's exemption | $42,647 (+12.24%) Land $7,000 Building $35,647 | $426,472 (+12.24%) Land $70,000 Building $356,472 |
| 2023 | $4,105.00 Homeowner's exemption | $37,996 (-) Land $7,000 Building $30,996 | $379,960 (-) Land $70,000 Building $309,960 |
| 2022 | $4,105.00 Homeowner's exemption | $37,996 Land $7,000 Building $30,996 | $379,960 Land $70,000 Building $309,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 391 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 391 in force |
| Nearby Flood Claims | 20 (1995–2022) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: REV.
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