496 Abarr Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 496 Abarr Dr, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,197 sqft · built 1988
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Trust Names on File
Last Sale	$265,000 (Apr 2022)
Tax Bill	$1,505 (2026)
Deeds & Mortgages	Sep 2025 Transfer Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-009-040`

Property Details

APN / Parcel Number

Primary APN	`047-009-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,197 sqft Living Area
Gross Area	1,725 sqft
1st Floor Area	1,197 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	65,340 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	420 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	496 ABARR DR
City	SPRING CREEK
State	NV
Zip	89815-7204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 402 SPRING CREEK CORPORATION FILE 68748
Legal Subdivision	SPRING CREEK TRACT 402
Legal Tract	402
Legal Block	9
Legal Lot Number	40
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3006
Census Tract	951201

Owner

496 Abarr Dr is owner-occupied and held in a trust since April 2022.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	496 ABARR DR, SPRING CREEK, NV 89815-7204
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Intrafamily Transfer, Transfer
Apr 14, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage CITYWIDE HOME LOANS
Dec 9, 2020	Loan Modification, Mortgage · FHA Mortgage GUILD MTG
Mar 26, 2018	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Mar 26, 2018 · Amount on File
Deed Document Number	2022804186
Prior Transfer Date	May 20, 2016
Prior Transfer Doc	0000714128
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Sep 12, 2025
Property Address	496 ABARR DR, SPRING CREEK, NV 89815-7204
Document Number	0000854656
Map Reference	FILE 68748
Instrument Date	Sep 10, 2025
Instrument	854656
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	496 ABARR DR, SPRING CREEK, NV 89815-7204

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Apr 14, 2022
Property Address	496 ABARR DR, SPRING CREEK, NV 89815-7204
Document Number	0000804186
Map Reference	FILE 68748
Instrument Date	Apr 7, 2022
Instrument	804186
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,033.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	496 ABARR DR, SPRING CREEK, NV 89815-7204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 8291, SPRING CREEK, NV 89815-0005

Mortgage

Document Number	0000804188
Date	Apr 14, 2022
Instrument	804188

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKO NV
Property Address	496 ABARR DR, SPRING CREEK, NV 89815-7204
Document Number	0000780343
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 ABARR DR SPRING CREEK NV 898157204, SPRING CREEK, NV 89815-7204

Mortgage

Document Number	0000780343
Date	Jan 13, 2021
Instrument	780343

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2051

Interest

Rate	3%

March 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 26, 2018
Property Address	496 ABARR DR, SPRING CREEK, NV 89815-7204
Document Number	0000738592
Map Reference	FILE68749
Instrument Date	Mar 16, 2018
Instrument	738592
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 S FOOTHILL DR, 1011, LAKEWOOD, CO 80228-3404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 PALACE PKWY, SPRING CREEK, NV 89815-7264

Mortgage

Document Number	0000738593
Date	Mar 26, 2018
Instrument	738593

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 496 Abarr Dr was $1,505, down 1.9% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,505.00 (-1.89%)	$56,114 (-2.22%) Land $21,000 Building $35,114	$160,326 (-2.22%) Land $60,000 Building $100,326
2025	$1,534.00	$57,386 Land $21,000 Building $36,386	$163,960 Land $60,000 Building $103,960
2023	$1,234.00 (+8.82%)	$46,764 (+10.55%) Land $11,200 Building $35,564	$133,611 (+10.55%) Land $32,000 Building $101,611
2022	$1,134.00	$42,301 Land $11,200 Building $31,101	$120,860 Land $32,000 Building $88,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 496 Abarr Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Abarr Dr is very high, ranking above 94% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 83% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK private · serves 9,340 people · EPA ID NV0000036
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
CC Communications Broadband Fiber	1,000 / 1,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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