St. Mary's County property record for 49590 Mates Ct, Dameron, MD 20628 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,001 sqft · built 2003 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Mar 2019) |
| Tax Bill | $3,446 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-041053 |
| Primary APN | 01-041053 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,001 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 69,260 sqft (1.59 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 041053 |
|---|---|
| Street Address | 49590 MATES CT |
| City | DAMERON |
| State | MD |
| Zip | 20628-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 PLAT 39/04 BAY MEADOWS |
| Legal Subdivision | BAY MEADOWS |
| Legal Lot Number | 20 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 876200 |
Source: St. Mary's County records · APN 01-041053
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49590 MATES CT, DAMERON, MD 20628-3217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2024 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 29, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 23, 2019 | Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Nov 04, 2021 | Deed of Trust, Mortgage · Line of Credit CEDAR POINT FCU |
| Mar 06, 2019 | Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2019 · Amount on Record |
| Deed Sale | Mar 06, 2019 · Amount on Record |
| Prior Sale | Dec 28, 2007 |
| Deed Book / Page | 5034 / 368 |
| Prior Transfer Date | Dec 17, 2007 |
| Prior Transfer Doc | 0031090583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49590 MATES CT, DAMERON, MD 20628-3217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2024 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 49590 MATES CT, DAMERON, MD 20628-3217 |
| Document Number | 0064790107 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 6479/107 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49590 MATES CT, DAMERON, MD 20628-3217 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0056250223 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 5625/223 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49590 MATES CT, DAMERON, MD 20628-3217 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BRENNAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0052350142 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 5235/142 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49590 MATES CT, DAMERON, MD 20628-3217 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BLUE CRAB TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0059770281 |
|---|---|
| Date | Nov 04, 2021 |
| Book Page | 5977/281 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON PARK, MD 20653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 03, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 06, 2019 |
| Property Address | 49590 MATES CT, DAMERON, MD 20628-3217 |
| Document Number | 0050340368 |
| Book / Page | 5034 / 368 |
| Map Reference | MB 39 FO 4 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | BRENNAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49590 MATES CT, DAMERON, MD 20628-3217 |
| Document Number | 0005034376 |
|---|---|
| Date | Mar 06, 2019 |
| Instrument | 5034/376 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,400 (+6.43%) Land $116,900 Building $239,500 | $356,400 (-) Land $116,900 Building $239,500 | |
| 2025 | $3,446.00 (+8.78%) Homeowner's exemption | $334,867 (+14.76%) | $356,400 (+22.14%) Land $116,900 Building $239,500 |
| 2023 | $3,168.00 Homeowner's exemption | $291,800 Land $112,100 Building $179,700 | $291,800 Land $112,100 Building $179,700 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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