4959 109th Pl N, Champlin, MN 55316 Property Records

Hennepin County property record for 4959 109th Pl N, Champlin, MN 55316

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 2,087 sqft · built 2008
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Aug 2016)
Tax Bill$7,982 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN33-120-21-44-0088

Property Details

APN / Parcel Number

Primary APN33-120-21-44-0088

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Building Area2,087 sqft Living Area
Gross Area4,261 sqft
1st Floor Area2,087 sqft
Basement Area1,256 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleSplit Level
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions140 ft deep x 80 ft wide
View / LotLake
Garage TypeAttached
Garage Area918 sqft

Exterior Amenities

PorchOpen Porch
Porch Area150 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemSpace Heater

Location & Zoning

Street Address4959 109TH PL N
CityCHAMPLIN
StateMN
Zip55316-3480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 005 BLOCK 002 B NOKOMIS PASS N 80X140
Legal Range21
Legal Township120
Legal Section33
Legal Quarter44
Legal SubdivisionNOKOMIS PASS
Legal Block2
Legal Lot Number5
JurisdictionHENNEPIN MN
Township / Civil DivisionCHAMPLIN
Census Block Group2
Census Block2011
Census Tract26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4959 109TH PL N, CHAMPLIN, MN 55316-3480
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLORIDA CAP BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2016 · Amount on Record
Deed SaleAug 9, 2016 · Amount on Record
Prior SaleSep 3, 2009 · Amount on Record
Deed Document Number201610343402
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address4959 109TH PL N, CHAMPLIN, MN 55316-3480
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A10932189
DateMar 17, 2021
InstrumentA10932189
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address4959 109TH PL N, CHAMPLIN, MN 55316-3480
Document Number0010707984
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedOct 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4959 109TH PL N CHAMPLIN MN 553163480, CHAMPLIN, MN 55316-3480

Mortgage

Document Number0010707984
DateOct 1, 2019
Instrument10707984
Lender
NameFLORIDA CAP BK
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,982.00 (+16.22%)$624,500 (+6.03%) Land $95,000 Building $529,500$624,500 (+6.03%) Land $95,000 Building $529,500
2023$6,868.00 Homeowner's exemption
2022$589,000 Land $110,000 Building $479,000$589,000 Land $110,000 Building $479,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChamplin
serves 23,919 people · EPA ID MN1270006
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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