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4958 Sand Clouds Dr, Katy, TX 77493 Property Records

Harris County property record for 4958 Sand Clouds Dr, Katy, TX 77493 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,929 sqft · built 2023
Lot Size0.115 acres (5,014 sqft)
OwnerIndividual Name on File
Tax Bill$958 (2024)
Deeds & MortgagesSep 2025 Mortgage
Nov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN146-173-005-0015

Property Details

APN / Parcel Number

Primary APN146-173-005-0015

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,929 sqft Living Area
Gross Area2,450 sqft

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area5,014 sqft (0.115 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number146-173-005-0015
Street Address4958 SAND CLOUDS DR
CityKATY
StateTX
Zip77493-5237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 BLK 5 SUNTERRA SEC 17
Legal Block5
Legal Lot Number15
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2030
Census Tract542902

Owner

Source: Harris County records · APN 146-173-005-0015

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4958 SAND CLOUDS DR, KATY, TX 77493-5237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
SWIFT HOME LOANS INC
Nov 22, 2023Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2023
Deed SaleNov 22, 2023
Deed Document Number2023-445752
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4958 SAND CLOUDS DR, KATY, TX 77493-5237
Transaction TypeMortgage
Record UpdatedOct 02, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4958 SAND CLOUDS DR, KATY, TX 77493-5237

Mortgage

Document Number0000379949
DateSep 24, 2025
Instrument2025-379949
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
AddressBIRMINGHAM, MI 48009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

November 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateNov 22, 2023
Property Address4958 SAND CLOUDS DR, KATY, TX 77493-5237
Document Number0000445752
Map ReferenceMF 700096
Instrument DateNov 16, 2023
Instrument2023-445752
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 08, 2023
Title CompanyTEXAS PREMIER TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4958 SAND CLOUDS DR, KATY, TX 77493-5237

Mortgage

Document Number0000445753
DateNov 22, 2023
Instrument2023-445753
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$354,500 (+543.64%) Land $55,077 Building $299,423$354,500 (+543.64%) Land $55,077 Building $299,423
2024$958.00
2023$55,077 Land $55,077$55,077 Land $55,077
2022$958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015429022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1,172 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,172 in force
Nearby Flood Claims14 (2016–2024)
Claims Outside the SFHA7 of 14
Most Recent ClaimJul 2024, other causes, Hurricane Beryl
Claims By Storm
  • Hurricane Beryl, Jul 2024 · 3 claims
  • Hurricane Harvey, Aug 2017 · 9 claims
  • Severe Storms And Flooding, Apr 2016 · 2 claims

Wildfire

Wildfire RiskModerate
above 55% of the US · above 33% of Texas
Wildfire LikelihoodAbout 1 in 719 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Hotwire CommunicationsFiber8,000 / 8,000
Consolidated CommunicationsFiber2,000 / 2,000
XfinityCable2,000 / 250

May also be available at this address: Ezee Fiber Texas, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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