4957 Waterside Cir, Carmel, IN 46033 Property Records

Hamilton County property record for 4957 Waterside Cir, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,734 sqft · built 1994
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Tax Bill	$7,564 (2024)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-33-009-017.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-33-009-017.000-018`
Alternative APN	`1610330009017000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,734 sqft Living Area
1st Floor Area	2,452 sqft
2nd Floor Area	1,046 sqft
Basement Area	1,802 sqft
Finished Basement	1,236 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	200 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Deck Area	525 sqft
Patio Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610330009017000
Street Address	4957 WATERSIDE CIR
City	CARMEL
State	IN
Zip	46033-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .73, SECTION 33, TOWNSHIP 18, RANGE 4, WINDPOINTE, SECTION 1, LOT 23
Legal Range	04
Legal Township	18
Legal Section	33
Legal Subdivision	WINDPOINTE
Legal Block	1
Legal Lot Number	23
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2009
Census Tract	110912

Owner

4957 Waterside Cir is owned and occupied by an individual who acquired it in July 2015.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4957 WATERSIDE CIR, CARMEL, IN 46033-9506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2015
Deed Sale	Jul 20, 2015
Prior Sale	Jun 9, 2015
Deed Document Number	2015037172
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4957 WATERSIDE CIR, CARMEL, IN 46033-9506
Document Number	0000011296
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4957 WATERSIDE CIR CARMEL IN 460339506, CARMEL, IN 46033-9506

Mortgage

Document Number	0000011296
Date	Mar 3, 2020
Instrument	11296

Lender

Name	CME LNDG GROUP LLC
Address	CHESTERTON, IN 46304

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$750,100 Land $211,400 Building $538,700	$750,100 Land $211,400 Building $538,700
2024	$7,564.00 (+0.68%)
2023	$7,513.00 (+5.98%) Homeowner's exemption	$663,700 (+7.94%) Land $211,400 Building $452,300	$663,700 (+7.94%) Land $211,400 Building $452,300
2022	$7,089.00 Homeowner's exemption	$614,900 Land $162,600 Building $452,300	$614,900 Land $162,600 Building $452,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4957 Waterside Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4957 Waterside Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20