4957 Olivia Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4957 Olivia Ct, Saint Cloud, FL 34772 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	2,430 sqft Living Area
Lot Size	11,761 sqft (0.27 acres)
Garage	Attached, 721 sqft
Last Sale	$447,400 (2020)
Tax Bill	$9,409.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`20-26-31-3429-0001-2310`
Alternative APN	`263120342900012310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,430 sqft Living Area
Gross Area	3,480 sqft Gross Area
1st Floor	2,130 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached Garage
Garage Area	721 sqft Garage

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4957 OLIVIA CT
City	SAINT CLOUD
State	FL
Zip	34772-8772
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 231
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES
Legal Phase	3
Legal Lot Number	231
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records · APN 20-26-31-3429-0001-2310

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7680 UNIVERSAL BLVD, 580, ORLANDO, FL 32819-8970
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Deed Doc Number	2020108720
Deed Book / Page	5776 / 905
Record Refreshed	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4957 OLIVIA CT, SAINT CLOUD, FL 34772-8772
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 AVE, DOUGLASVILLE, GA 30133

Mortgage

Document Number	0064151508
Date	May 31, 2023
Book Page	6415/1508
Instrument	2023068939

Lender

Name	DESJARDINS BANK
Type	Bank
Address	HALLANDALE, FL 33009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,907.00 (+5.29%)	$452,900 (+1.27%) Land $105,000 Building $347,900	$452,900 (+1.27%) Land $105,000 Building $347,900
2024	$9,409.00 (+6.47%)
2023	$8,837.00 (+10.61%)	$447,200 (+20.83%) Land $99,800 Building $347,400	$447,200 (+20.83%) Land $99,800 Building $347,400
2022	$7,989.00	$370,100 Land $84,000 Building $286,100	$370,100 Land $84,000 Building $286,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.