4957 N Waterside Dr, Lanexa, VA 23089 Property Records

New Kent County property record for 4957 N Waterside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,043 sqft · built 2005
Lot Size	15 acres (653,836 sqft)
Owner	2 Trust Names on File
Last Sale	$956,000 (Oct 2025)
Tax Bill	$4,999 (2025)
Deeds & Mortgages	Aug 2007 Mortgage Dec 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35 6 1`

Property Details

APN / Parcel Number

Primary APN	`35 6 1`
Alternative APNs	`226008` `9110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,043 sqft Living Area
Gross Area	7,543 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	653,836 sqft (15 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	226008
Street Address	4957 N WATERSIDE DR
City	LANEXA
State	VA
Zip	23089-5432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	WADDELL PB 14/183-84 15.01 AC DB 286/320
Legal Subdivision	WADDELL
Legal Block	6
Legal Lot Number	1
Jurisdiction	NEW KENT VA
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	700301

Owner

4957 N Waterside Dr is owner-occupied and held in a trust since October 2025.

Source: New Kent County records, as of May 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4957 N WATERSIDE DR, LANEXA, VA 23089-5432
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2007	Deed of Trust, Mortgage SUNTRUST BANK
Dec 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage CHESAPEAKE BANK
May 26, 2006	Deed of Trust, Mortgage · ARM VIRTUAL BANK
Oct 31, 2025	Bargain and Sale Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Deed Document Number	20253809
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	4957 N WATERSIDE DR, LANEXA, VA 23089-5432
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00700/3511
Date	Aug 23, 2007
Book Page	700/3511

Lender

Name	SUNTRUST BANK

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	4957 N WATERSIDE DR, LANEXA, VA 23089-5432
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00500/6182
Date	Dec 21, 2005
Book Page	500/6182

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.5%

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	4957 N WATERSIDE DR, LANEXA, VA 23089-5432
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00600/2352
Date	May 26, 2006
Book Page	600/2352

Lender

Name	VIRTUAL BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	1%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2006

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NEW KENT VA
Recording Date	Oct 31, 2025
Property Address	4957 N WATERSIDE DR, LANEXA, VA 23089-5432
Document Number	0250003809
Map Reference	MB 14 PG 183&184
Instrument Date	Oct 30, 2025
Instrument	250003809
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4957 N WATERSIDE DR, LANEXA, VA 23089-5432

Mortgage

Document Number	0250003810
Date	Oct 31, 2025
Instrument	250003810

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4957 N Waterside Dr was $4,999.

Source: New Kent County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	New Kent County
Unified School District	New Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,999.00	$893,400 Land $256,000 Building $637,400	$893,400 Land $256,000 Building $637,400
2024	$4,999.00 (-7.36%)
2023	$5,396.00	$805,400 Land $165,300 Building $640,100	$805,400 Land $165,300 Building $640,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4957 N Waterside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4957 N Waterside Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Waterside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures