4957 Fin Ct, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 4957 Fin Ct, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1965
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Apr 2016)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-381-008-000`

Property Details

APN / Parcel Number

Primary APN	`042-381-008-000`
Alternative APNs	`04238108100` `0423810810`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1966
Construction Type	Wood
Lot Area	17,860 sqft (0.41 acres)
Terrain	Gentle Slope
Patio Area	928 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	4957 FIN CT
City	POLLOCK PINES
State	CA
Zip	95726-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 69 SLY PARK HLS 3
Legal Subdivision	SLY PARK HLS 3
Legal Lot Number	69
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2005
Census Tract	31406

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4957 FIN CT, POLLOCK PINES, CA 95726-9412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2016 · Amount on Record
Deed Sale	Apr 5, 2016 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	201613681
Prior Transfer Date	Jun 26, 2014
Prior Transfer Doc	0000024369
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4957 FIN CT, POLLOCK PINES, CA 95726-9412
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4957 FIN CT, POLLOCK PINES, CA 95726-9412

Mortgage

Document Number	0000035546
Date	Dec 12, 2025
Instrument	2025-0035546

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4957 FIN CT, POLLOCK PINES, CA 95726-9412
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4957 FIN CT, POLLOCK PINES, CA 95726-9412

Mortgage

Document Number	0000001254
Date	Jan 18, 2023
Instrument	2023-0001254

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	279 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$211,299 (+2%) Land $66,407 Building $144,892
2025	$2,251.00 (+6.63%) Homeowner's exemption	$207,156 (+4.04%) Land $65,105 Building $142,051
2023	$2,111.00 (+1.54%) Homeowner's exemption	$199,114 Land $62,578 Building $136,536
2022	$2,079.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cal.net.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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