49558 Compass Point Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 49558 Compass Point Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,932 sqft · built 1999
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on File
Last Sale	$930,000 (Jul 2022)
Tax Bill	$14,142 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-26-132-003`

Property Details

APN / Parcel Number

Primary APN	`15-09-26-132-003`
Alternative APN	`0926132003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	5 Stories
Building Area	2,932 sqft Living Area
1st Floor Area	2,281 sqft
Basement Area	2,281 sqft
Unfinished Basement	2,281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	144 ft deep x 90 ft wide
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49558 COMPASS POINT DR
City	CHESTERFIELD
State	MI
Zip	48047-4342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A RES
Legal Description	LOTTIVUE NO. 9 LOT 174
Legal Subdivision	LOTTIVUE 09
Legal Lot Number	174
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1003
Census Tract	222500

Owner

49558 Compass Point Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	49558 COMPASS POINT DR, CHESTERFIELD, MI 48047-4342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	Jan 29, 1998 · Amount on File
Deed Document Number	202291767
Deed Book / Page	28736 / 57
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 28, 2022
Property Address	49558 COMPASS POINT DR, CHESTERFIELD, MI 48047-4342
Document Number	2200091767
Book / Page	28736 / 57
Map Reference	LB 114 PG 26-31
Instrument Date	Jul 26, 2022
Instrument	202200091767
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49558 COMPASS POINT DR, 49558, CHESTERFIELD, MI 48047-4342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21454 GENTRY DR, MACOMB, MI 48044-1889

Mortgage

Document Number	2200092212
Date	Jul 28, 2022
Instrument	202200092212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 49558 Compass Point Dr was $14,142 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,000	$992,000
2025	$14,142.00
2023		$349,700	$699,400
2022	$9,403.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49558 Compass Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	30 (1981–2023)
Claims Outside the SFHA	20 of 30
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49558 Compass Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20