4955 White Oak Rd, Orange, TX 77632 Property Records

Orange County property record for 4955 White Oak Rd, Orange, TX 77632

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 2024
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$237,737 (Mar 2025)
Tax Bill	$6,589 (2026)
Deeds & Mortgages	Sep 2024 Mortgage Mar 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`013992-000200`

Property Details

APN / Parcel Number

Primary APN	`013992-000200`
Alternative APN	`R321655`

Interior

Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	1,500 sqft
Carport	Carport
Carport Area	1,500 sqft
Porch	Slab
Porch Area	688 sqft

Location & Zoning

Account Number	R321655
Street Address	4955 WHITE OAK RD
City	ORANGE
State	TX
Zip	77632-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK MANOR NO. 2, LOT 2, ACRES 5
Legal Subdivision	WHITE OAK MANOR NO 2
Legal Lot Number	2
Jurisdiction	ORANGE TX
Township / Civil Division	ORANGE
Census Block Group	4
Census Block	4016
Census Tract	21300

Owner

4955 White Oak Rd is owned and occupied by two individuals who bought it in March 2025.

Source: Orange County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4955 WHITE OAK RD, ORANGE, TX 77632-1251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK
Mar 10, 2025	Vendor's Lien, Transfer NECHES FCU
Nov 30, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST STATE BANK TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on File
Deed Sale	Mar 10, 2025 · Amount on File
Deed Document Number	2025552521
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE TX
Property Address	4955 WHITE OAK RD, ORANGE, TX 77632-1251
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000547877
Date	Sep 30, 2024
Instrument	547877

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	ORANGE, TX 77630

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2054

Interest

Rate Type	Adjustable Rate

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ORANGE TX
Recording Date	Mar 10, 2025
Property Address	4955 WHITE OAK RD, ORANGE, TX 77632-1251
Document Number	0000552521
Map Reference	VOL 14 PG 30
Instrument Date	Mar 7, 2025
Instrument	552521
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3202 MONTCLAIR, ORANGE, TX 77632-8625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4955 WHITE OAK RD, ORANGE, TX 77632-1251

Mortgage

Document Number	0000552522
Date	Mar 10, 2025
Instrument	552522

Lender

Name	NECHES FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ORANGE TX
Recording Date	Nov 30, 2021
Property Address	4955 WHITE OAK RD, ORANGE, TX 77632-1251
Document Number	0000511608
Map Reference	VOL 14 PG 30
Instrument Date	Nov 29, 2021
Instrument	511608
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2229 40TH ST, ORANGE, TX 77630-1705

Mortgage

Document Number	0000511609
Date	Nov 30, 2021
Instrument	511609

Lender

Name	FIRST STATE BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 29, 2036

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Nov 29, 2026
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	11.9%

Tax Assessment & Valuation

The 2026 property tax bill for 4955 White Oak Rd was $6,589 with a homeowner's exemption, up 89.2% from the year before.

Source: Orange County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Orange County
Municipality	Orange City
Unified School District	Little Cypress-Mauriceville Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,589.00 (+89.18%)	$257,762 (+19.46%)	$277,410 (+17.84%) Land $51,925 Building $225,485
2025	$3,483.00 (+165.07%) Homeowner's exemption	$215,781 Land $32,291 Building $183,490	$235,415 Land $51,925 Building $183,490
2024	$1,314.00
2023		$51,925 Land $51,925	$51,925 Land $51,925

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4955 White Oak Rd in Zone X, an area of moderate flood risk, though there have been 63 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 policies
Nearby Flood Policies	221 in force
Nearby Flood Claims	63 (2017–2022)
Claims Outside the SFHA	62 of 63
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4955 White Oak Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 19,300 people · EPA ID TX1810004
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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