4955 Rain Shadow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4955 Rain Shadow Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	2,166 sqft Heated Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$477,900 (2024)
Tax Bill	$8,271.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`212630364400013370`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,166 sqft Heated Area
Gross Area	2,898 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	261 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4955 RAIN SHADOW DR
City	SAINT CLOUD
State	FL
Zip	34772-6313
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HAVENFIELD AT CROSS PRAIRIE PB 33 PGS 6-10 LOT 337
Legal Lot Number	337
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1011
Census Tract	43209

Owner

Source: Osceola County records · APN 212630364400013370

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4955 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6313
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2024 · Amount on Record
Deed Sale	Feb 09, 2024 · Amount on Record
Deed Doc Number	2024017945
Deed Book / Page	6547 / 2912
Record Refreshed	Jun 08, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 09, 2024
Property Address	4955 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6313
Document Number	0065472912
Book / Page	6547 / 2912
Map Reference	MB 33 PG 6-10
Instrument Date	Jan 19, 2024
Instrument	2024017945
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,345.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 CRANES ROOST BLVD #250250, 250250, PORTSMOUTH, VA 23701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4955 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6313

Mortgage

Document Number	0065472914
Date	Feb 09, 2024
Instrument	6547/2914

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,271.00 (+250.76%) Homeowner's exemption	$411,900 (+815.33%) Land $65,000 Building $346,900	$411,900 (+815.33%) Land $65,000 Building $346,900
2023	$2,358.00	$45,000 Land $45,000	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 168 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.