4955 Old Trappe Rd, Trappe, MD 21673 Property Records

Talbot County property record for 4955 Old Trappe Rd, Trappe, MD 21673

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,128 sqft · built 2004
Lot Size	9.56 acres (416,434 sqft)
Owner	Individual Name on Record
Tax Bill	$1,637 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-121933`

Property Details

APN / Parcel Number

Primary APN	`03-121933`
Alternative APNs	`3121933` `121933`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,128 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	416,434 sqft (9.56 acres)
Porch	Slab
Porch Area	228 sqft
Deck Area	321 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	121933
Street Address	4955 OLD TRAPPE RD
City	TRAPPE
State	MD
Zip	21673-1924
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A2
Legal Description	9.564 AC E/S OLD TRAPPE RD NR TRAPPE
Legal Subdivision	COPPER PHILIP D SR LAND
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	1
Census Block	1013
Census Tract	960900

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4955 OLD TRAPPE RD, TRAPPE, MD 21673-1924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust · Line of Credit LANGLEY FEDERAL CREDIT UNION
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2003
Deed Sale	Dec 30, 2003
Prior Sale	Jan 12, 2001
Deed Document Number	20032181
Deed Book / Page	1214 / 792
Transfer Doc	0012140792
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Recording Date	Apr 23, 2026
Property Address	4955 OLD TRAPPE RD, TRAPPE, MD 21673-1924
Document Number	3260000488
Book / Page	3260 / 488
Instrument Date	Jan 14, 2026
Record Updated	May 5, 2026
Title Company	CSC DOCUMENT RECORDING, CSC DOCUMENT RECORDING (RECO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	4955 OLD TRAPPE RD, TRAPPE, MD 21673-1924

Mortgage

Document Number	3260000488,
Date	Apr 23, 2026
Book Page	3260/488

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.21%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Recording Date	Apr 23, 2026
Property Address	4955 OLD TRAPPE RD, TRAPPE, MD 21673-1924
Document Number	0032600488
Book / Page	3260 / 488
Instrument Date	Jan 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	4955 OLD TRAPPE RD, TRAPPE, MD 21673-1924

Mortgage

Document Number	3260000488,
Date	Apr 23, 2026
Book Page	3260/488

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.21%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	4955 OLD TRAPPE RD, TRAPPE, MD 21673-1924
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4955 OLD TRAPPE RD, TRAPPE, MD 21673-1924

Mortgage

Document Number	0030000456
Date	Sep 6, 2022
Book Page	3000/456

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 20, 2062

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	4955 OLD TRAPPE RD, TRAPPE, MD 21673-1924
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028560207
Date	Jun 7, 2021
Book Page	2856/207

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 1, 2041

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,637.00 (+3.28%) Homeowner's exemption	$298,500 (+9.97%) Land $69,200 Building $229,300	$298,500 (-) Land $69,200 Building $229,300
2025	$1,585.00 (+13.7%) Homeowner's exemption	$271,433 (+24.91%)	$298,500 (+37.37%) Land $69,200 Building $229,300
2023	$1,394.00 Homeowner's exemption	$217,300 Land $59,200 Building $158,100	$217,300 Land $59,200 Building $158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	34 (2003–2024)
Claims Outside the SFHA	4 of 34
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Easton Velocity.

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