4955 Guernsey Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4955 Guernsey Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,079 sqft · built 1991
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jul 2020)
Tax Bill	$2,332 (2024)
Deeds & Mortgages	Aug 2023 Second Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-1N-29-0000-01107-0000`

Property Details

APN / Parcel Number

Primary APN	`08-1N-29-0000-01107-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,079 sqft Heated Area
Gross Area	2,829 sqft
1st Floor Area	2,541 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Mixed
Garage Area	462 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	081N290000011070000
Street Address	4955 GUERNSEY RD
City	PACE
State	FL
Zip	32571-6856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2019 COM AT NW CORNER OF NE 1/4 OF SECTION 8 TOWNSHIP 1 NORTH RANGE 29 WEST THN S2*23'43W ALONG W
Legal Range	29W
Legal Township	01N
Legal Section	08
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1000
Census Tract	10708

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4955 GUERNSEY RD, PACE, FL 32571-6856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 6, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Apr 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 9, 2019	Correction Deed FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	202033119
Deed Book / Page	3972 / 1353
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4955 GUERNSEY RD, PACE, FL 32571-6856
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4955 GUERNSEY RD, PACE, FL 32571-6856

Mortgage

Document Number	0044241072
Date	Aug 14, 2023
Book Page	4424/1072
Instrument	202336754

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 6, 2020
Property Address	4955 GUERNSEY RD, PACE, FL 32571-6856
Document Number	0039721353
Book / Page	003972 / 001353
Instrument Date	Jun 29, 2020
Instrument	33119
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4955 GUERNSEY RD PACE FL 325716856, PACE, FL 32571-6856

Mortgage

Document Number	39721355
Date	Jul 6, 2020
Book Page	003972/001355
Instrument	33120

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 9, 2019
Property Address	4955 GUERNSEY RD, PACE, FL 32571-6856
Document Number	0038180332
Book / Page	003818 / 000332
Instrument Date	Apr 5, 2019
Instrument	13854
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$980.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5868 ADMIRALS RD MILTON FL 325832312, MILTON, FL 32583-2312

April 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 9, 2019
Property Address	4955 GUERNSEY RD, PACE, FL 32571-6856
Document Number	0038180329
Book / Page	003818 / 000329
Instrument Date	Apr 5, 2019
Instrument	13853
Record Updated	May 31, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6220 GLENWOOD DR MILTON FL 325838912, MILTON, FL 32583-8912

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,332.00 (+4.39%) Homeowner's exemption	$216,583 (+3%)	$257,409 (+0.65%) Land $44,400 Building $213,009
2023	$2,234.00 (+2.71%) Homeowner's exemption	$210,275 (+3%)	$255,736 (+2.03%) Land $44,400 Building $211,336
2022	$2,175.00 Homeowner's exemption	$204,150	$250,648 Land $38,850 Building $211,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1995–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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