Osceola County property record for 4955 Cypress Hammock Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,239 sqft · built 2014 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | Owner Name on File |
| Last Sale | $353,700 (Jan 2014) |
| Tax Bill | $8,766 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 157742 |
| Primary APN | 157742 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,239 sqft Heated Area |
| Gross Area | 5,246 sqft |
| 1st Floor Area | 1,901 sqft |
| Upper Floors Area | 2,338 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,324 sqft (0.237 acres) |
| Lot Dimensions | 137 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 589 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 418 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 157742 |
|---|---|
| Street Address | 4955 CYPRESS HAMMOCK DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | EAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 167 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | EAST LK PK PH 3-5 |
| Legal Phase | 3-5 |
| Legal Tract | 3164 |
| Legal Block | 1 |
| Legal Lot Number | 167 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 43600 |
The current owner of 4955 Cypress Hammock Dr bought it in January 2014.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4955 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2014 · Amount on File |
| Deed Sale | Jan 23, 2014 · Amount on File |
| Prior Sale | Dec 19, 2012 · Amount on File |
| Deed Document Number | 2014009992 |
| Deed Book / Page | 4560 / 0738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4955 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4955 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920 |
| Document Number | 0063781653 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 6378/1653 |
| Instrument | 2023035656 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 4955 Cypress Hammock Dr was $8,766.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,766.00 | $588,300 Land $95,000 Building $493,300 | $588,300 Land $95,000 Building $493,300 |
| 2023 | $7,837.00 (+11.61%) | $578,000 (+14.75%) Land $95,000 Building $483,000 | $578,000 (+14.75%) Land $95,000 Building $483,000 |
| 2022 | $7,022.00 | $503,700 Land $68,000 Building $435,700 | $503,700 Land $68,000 Building $435,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4955 Cypress Hammock Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4955 Cypress Hammock Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Xfinity.
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