4955 Cinnamon Cir, Cincinnati, OH 45244 Property Records

Clermont County property record for 4955 Cinnamon Cir, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,880 sqft · built 1986
Lot Size	0.868 acres (37,810 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jul 2023)
Tax Bill	$6,789 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-31-10B-118`

Property Details

APN / Parcel Number

Primary APN	`39-31-10B-118`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	774 sqft
Finished Basement	350 sqft
Unfinished Basement	424 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	37,810 sqft (0.868 acres)
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	836 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	292 sqft
Deck Area	616 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4955 CINNAMON CIR
City	CINCINNATI
State	OH
Zip	45244-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPER RIDGE II; LOT 30
Legal Subdivision	PEPPER RIDGE II
Legal Lot Number	30
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2008
Census Tract	41406

Owner

4955 Cinnamon Cir is owned and occupied by an individual who bought it in July 2023.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4955 CINNAMON CIR, CINCINNATI, OH 45244-1210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage THE EQUITABLE MORTGAGE CORP
May 16, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Apr 17, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Dec 1, 1985 · Amount on File
Deed Document Number	202313790
Deed Book / Page	2949 / 3085
Prior Transfer Date	Oct 12, 2012
Prior Transfer Doc	0000028182
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jul 31, 2023
Property Address	4955 CINNAMON CIR, CINCINNATI, OH 45244-1210
Document Number	0000013790
Book / Page	2949 / 3085
Map Reference	MB S PG 34-37
Instrument Date	Jul 28, 2023
Instrument	202300013790
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4955 CINNAMON CIR, CINCINNATI, OH 45244-1210

Mortgage

Document Number	0000013791
Date	Jul 31, 2023
Instrument	202300013791

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4955 CINNAMON CIR, CINCINNATI, OH 45244-1210
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4955 CINNAMON CIR, CINCINNATI, OH 45244-1210

Mortgage

Document Number	0000008466
Date	May 16, 2023
Book Page	2944/2312
Instrument	202300008466

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLERMONT OH
Recording Date	Apr 17, 2023
Property Address	4955 CINNAMON CIR, CINCINNATI, OH 45244-1210
Document Number	0000006506
Book / Page	2942 / 2805
Map Reference	MB U PG 56
Instrument Date	Apr 14, 2023
Instrument	202300006506
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4955 CINNAMON CIR, CINCINNATI, OH 45244-1210

Tax Assessment & Valuation

The 2025 property tax bill for 4955 Cinnamon Cir was $6,789 with a homeowner's exemption, down 0.1% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,789.00 (-0.1%)	$151,480 (+1.6%) Land $18,410 Building $133,070
2024	$6,796.00 (-62.27%) Homeowner's exemption	$149,100 (-) Land $18,410 Building $130,690	$426,000 (-) Land $52,600 Building $373,400
2023	$18,011.00 (+211.12%) Homeowner's exemption	$149,100 (+56.09%) Land $18,410 Building $130,690	$426,000 Land $52,600 Building $373,400
2022	$5,789.00 Homeowner's exemption	$95,520 Land $12,250 Building $83,270
2020			$272,900 Land $35,000 Building $237,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4955 Cinnamon Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4955 Cinnamon Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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