Manitowoc County property record for 4955 Cardinal Ln, Two Rivers, WI 54241 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 1.91 acres |
| Occupancy | Owner Occupied |
| Tax Bill | $1,853.00 (2025) |
| Primary APN | 18-125-002-002.01 |
|---|---|
| Alternative APN |
|
| Lot Area | 83,635 sqft |
|---|
| Street Address | 4955 CARDINAL LN |
|---|---|
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-9081 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1124-539 1289-663 TRACT 1 CSM V10 P479 NW1/4 NE1/4 |
| Legal Range | 24E |
| Legal Township | 20N |
| Legal Section | 25 |
| Legal Subdivision | CERTIFIED SURV MAPS 01 |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MANITOWOC WI |
| Minor Civil Division | TWO RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 5100 |
Source: Manitowoc County records · APN 18-125-002-002.01
Assessment roll updated June 12, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4955 CARDINAL LN, TWO RIVERS, WI 54241-9081 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION |
| Sep 22, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FOX COMMUNITIES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Jun 10, 2026 |
| Property Address | 4955 CARDINAL LN, TWO RIVERS, WI 54241-9081 |
| Document Number | 0001295990 |
| Book / Page | 3770 / 377 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 20261295990 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4955 CARDINAL LN, TWO RIVERS, WI 54241-9081 |
| Document Number | 0001295990, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 3770/377 |
| Instrument | 20261295990 |
| Name | COMMUNITY FIRST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jun 24, 2032 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 4955 CARDINAL LN, TWO RIVERS, WI 54241-9081 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003717/101 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 3717/101 |
| Instrument | 1287678 |
| Name | FOX COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54913 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 7.99% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.9% |
Source: Manitowoc County records · Assessment roll updated June 12, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| County Subdivision | Two Rivers Town |
| Unified School District | Two Rivers School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,853.00 (+26.57%) Homeowner's exemption | $152,200 (-) Land $39,200 Building $113,000 | $196,900 (+29.62%) Land $50,713 Building $146,187 |
| 2023 | $1,464.00 (-9.12%) Homeowner's exemption | $152,200 (+29.53%) Land $39,200 Building $113,000 | $151,905 (-0.56%) Land $39,124 Building $112,781 |
| 2022 | $1,611.00 Homeowner's exemption | $117,500 Land $29,200 Building $88,300 | $152,758 Land $37,962 Building $114,796 |
4955 Cardinal Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Manitowoc County (55071C), updated February 22, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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