49545 Ishpeming Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 49545 Ishpeming Dr, Chesterfield, MI 48047

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,167 sqft · built 2021
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Apr 2020)
Tax Bill	$7,813 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-23-377-006`

Property Details

APN / Parcel Number

Primary APN	`15-09-23-377-006`
Alternative APN	`0923377006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,167 sqft Living Area
1st Floor Area	1,573 sqft
Basement Area	1,573 sqft
Unfinished Basement	1,573 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	140 ft deep x 63.2 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49545 ISHPEMING DR
City	CHESTERFIELD
State	MI
Zip	48047-4380
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM2 MU
Legal Description	LOTTIVUE RIVERSIDE BANKS MCCP NO 732 L1209-P 889-937 UNIT 6
Legal Subdivision	LOTTIVUE RIVERSIDE BANKS CONDOMINIUM
Legal Unit	6
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2004
Census Tract	222500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49545 ISHPEMING DR, CHESTERFIELD, MI 48047-4380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Apr 24, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 31, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	202050533
Deed Book / Page	26664 / 552
Prior Transfer Date	Sep 25, 2009
Prior Transfer Doc	0000106893
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49545 ISHPEMING DR, CHESTERFIELD, MI 48047-4380
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50572 LANCELOT DR, MACOMB, MI 48044-6300

Mortgage

Document Number	0000109498
Date	Sep 14, 2020
Book Page	26989/255
Instrument	2109498

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49545 ISHPEMING DR, CHESTERFIELD, MI 48047-4380
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49545 ISHPEMING DR, CHESTERFIELD, MI 48047-4380

Mortgage

Document Number	2102277717
Date	Nov 30, 2021
Book Page	28231/805
Instrument	202102277717

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 24, 2020
Property Address	49545 ISHPEMING DR, CHESTERFIELD, MI 48047-4380
Document Number	0000050533
Book / Page	026664 / 000552
Instrument Date	Apr 14, 2020
Instrument	50533
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50572 LANCELOT DR MACOMB MI 480446300, MACOMB, MI 48044-6300

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 31, 2019
Property Address	49545 ISHPEMING DR, CHESTERFIELD, MI 48047-4380
Document Number	0000123280
Book / Page	026301 / 000205
Instrument Date	Oct 18, 2019
Instrument	123280
Transaction Type	Transfer
Record Updated	Nov 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,565.94
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30201 ORCHARD LAKE RD #200 FARMINGTON HILLS MI 483342278, 200, FARMINGTON HILLS, MI 48334-2278
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000 (+5.68%)	$450,000 (+5.68%)
2025	$7,813.00 (+14.09%) Homeowner's exemption	$212,900 (+5.24%)	$425,800 (+5.24%)
2023		$202,300	$404,600
2022	$6,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1985–2023)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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