San Diego County property record for 4954 Yuma Ave, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,525 sqft · built 1980 |
| Lot Size | 0.228 acres (9,938 sqft) |
| Owner | Company Name on Record |
| Last Sale | $480,000 (Jul 2017) |
| Tax Bill | $6,142 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-471-17-00 |
| Primary APN | 157-471-17-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 9,938 sqft (0.228 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4954 YUMA AVE |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-SP |
| Legal Description | LOT 42 TR 009172 |
| Legal Subdivision | VISTA DE GUAJOME |
| Legal Tract | 009172 |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 18612 |
Source: San Diego County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4954 YUMA AVE, OCEANSIDE, CA 92057-4512 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 11, 2017 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2017 · Amount on Record |
| Deed Sale | Jul 11, 2017 · Amount on Record |
| Prior Sale | May 5, 2008 · Amount on Record |
| Deed Document Number | 2017312733 |
| Prior Transfer Date | Aug 18, 2010 |
| Prior Transfer Doc | 0000437448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2026 |
| Property Address | 4954 YUMA AVE, OCEANSIDE, CA 92057-4512 |
| Document Number | 0000281974 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 2026281974 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 4954 YUMA AVE, OCEANSIDE, CA 92057-4512 |
| Document Number | 0000281974, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 2026281974 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4954 YUMA AVE, OCEANSIDE, CA 92057-4512 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4954 YUMA AVE, OCEANSIDE, CA 92057-4512 |
| Document Number | 0000730303 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-0730303 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 7, 2020 |
| Property Address | 4954 YUMA AVE, OCEANSIDE, CA 92057-4512 |
| Document Number | 0000233731 |
| Instrument Date | Apr 7, 2020 |
| Instrument | 233731 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4954 YUMA AVE OCEANSIDE CA 920574512, OCEANSIDE, CA 92057-4512 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 11, 2017 |
| Property Address | 4954 YUMA AVE, OCEANSIDE, CA 92057-4512 |
| Document Number | 0000312733 |
| Map Reference | MAP9172 |
| Instrument Date | Jun 25, 2017 |
| Instrument | 2017-0312733 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4954 YUMA AVE, OCEANSIDE, CA 92057-4512 |
| Document Number | 0000312734 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 2017-0312734 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $557,073 (+2%) Land $277,210 Building $279,863 | |
| 2025 | $6,142.00 (+8.69%) Homeowner's exemption | $546,151 (+4.04%) Land $271,775 Building $274,376 |
| 2023 | $5,651.00 (+0.28%) Homeowner's exemption | $524,946 Land $261,223 Building $263,723 |
| 2022 | $5,635.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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