4954 Shell St, North Highlands, CA 95660 Property Records

Sacramento County property record for 4954 Shell St, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 1992
Lot Size	0.105 acres (4,574 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jun 2026)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`228-0243-008-0000`

Property Details

APN / Parcel Number

Primary APN	`228-0243-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,574 sqft (0.105 acres)
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4954 SHELL ST
City	NORTH HIGHLANDS
State	CA
Zip	95660-5300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-10
Legal Description	PARCEL MAP, LOT 9
Legal Subdivision	PARCEL MAP
Legal Lot Number	9
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1023
Census Tract	7413

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4954 SHELL ST, NORTH HIGHLANDS, CA 95660-5300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Jul 28, 2022	Intrafamily Transfer, Transfer
Jul 28, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Nov 6, 2008 · Amount on Record
Deed Book / Page	20260617 / 908
Prior Transfer Date	Jun 28, 2022
Prior Transfer Doc	2022000813
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 17, 2026
Property Address	4954 SHELL ST, NORTH HIGHLANDS, CA 95660-5300
Document Number	2026000908
Book / Page	20260617 / 908
Instrument Date	Jun 9, 2026
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,662.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4954 SHELL ST, NORTH HIGHLANDS, CA 95660-5300

Mortgage

Document Number	2026000909,
Date	Jun 17, 2026
Book Page	20260617/909

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2022
Property Address	4954 SHELL ST, NORTH HIGHLANDS, CA 95660-5300
Document Number	0000000813
Map Reference	MB 125 PG 24
Instrument Date	Jun 28, 2022
Instrument	2022072800813
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1027 RENEE CT, SAN JOSE, CA 95120-3338

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2022
Property Address	4954 SHELL ST, NORTH HIGHLANDS, CA 95660-5300
Document Number	0000000812
Map Reference	MB 125 PG 24
Instrument Date	Jun 28, 2022
Instrument	2022072800812
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 RENEE CT, SAN JOSE, CA 95120-3338

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$170,738 (+2%) Land $65,666 Building $105,072
2025	$1,995.00 (+5%)	$167,391 (+4.04%) Land $64,379 Building $103,012
2024	$1,900.00 (-0.68%)
2023	$1,913.00 (+6.22%)	$160,893 Land $61,880 Building $99,013
2022	$1,801.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1986–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, unWired Broadband, Verizon.

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