4954 Duncan Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 4954 Duncan Rd, Phelan, CA 92371

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,152 sqft · built 1984
Lot Size	2.62 acres (114,562 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2022)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`3098-521-06-0000`

Property Details

APN / Parcel Number

Primary APN	`3098-521-06-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modular
Construction Type	Manufactured
Roof Material	Metal
Lot Area	114,562 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4954 DUNCAN RD
City	PHELAN
State	CA
Zip	92371-7916
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	PHRL
Legal Description	E 240 FT W 499 FT OF THAT PTN OF S 1/2 GOV 2 OF TH SW 1/4 SEC 31 TP 5N R 6W LYING SWLY OF SOUTHERN PACIFIC CO R/W EX 1/2 INT MNL RTS OF RECORD (OFFER OF DEDICATION 7/6/83 83-150748)
Legal Range	6W
Legal Township	WP
Legal Section	31
Legal Block	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2081
Census Tract	9122

Owner

Source: San Bernardino County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4954 DUNCAN RD, PHELAN, CA 92371-7916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN
Jan 31, 2022	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Dec 6, 2017	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	Dec 6, 2017 · Amount on File
Deed Document Number	202239870
Prior Transfer Date	Feb 6, 2008
Prior Transfer Doc	0000102978
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 7, 2026
Property Address	4954 DUNCAN RD, PHELAN, CA 92371-7916
Document Number	0000172480
Instrument Date	May 13, 2026
Instrument	2026172480
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4954 DUNCAN RD, PHELAN, CA 92371-7916

Mortgage

Document Number	0000172480,
Date	Jul 7, 2026
Instrument	2026172480

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Feb 1, 2052

Interest

Rate	6.3%
Max Rate	-1%

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 31, 2022
Property Address	4954 DUNCAN RD, PHELAN, CA 92371-7916
Document Number	0000039870
Instrument Date	Jan 19, 2022
Instrument	2022-0039870
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4954 DUNCAN RD, PHELAN, CA 92371-7916

Mortgage

Document Number	0000039871
Date	Jan 31, 2022
Instrument	2022-0039871

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 6, 2017
Property Address	4954 DUNCAN RD, PHELAN, CA 92371-7916
Document Number	0000517191
Instrument Date	Jul 11, 2017
Instrument	2017-0517191
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4954 DUNCAN RD, PHELAN, CA 92371-7916

Mortgage

Document Number	0000517192
Date	Dec 6, 2017
Instrument	2017-0517192

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$205,663 (+2%) Land $41,133 Building $164,530
2025	$2,591.00 (+7.91%)	$201,630 (+4.04%) Land $40,326 Building $161,304
2023	$2,401.00 (+60.6%)	$193,800 Land $38,760 Building $155,040
2022	$1,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000

May also be available: Frontier, Verizon.

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