4954 Diamonds Palm Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 4954 Diamonds Palm Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,220 sqft · built 2018
Lot Size	0.171 acres (7,475 sqft)
Owner	Individual Name on File
Last Sale	$327,500 (Jul 2018)
Tax Bill	$9,732 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-20-0130-00000-1480`

Property Details

APN / Parcel Number

Primary APN	`16-26-20-0130-00000-1480`
Alternative APN	`0534604`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,220 sqft Living Area
Gross Area	2,998 sqft
1st Floor Area	2,220 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,475 sqft (0.171 acres)
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	639 sqft
Porch	Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0534604
Street Address	4954 DIAMONDS PALM LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-7161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	COUNTRY WALK INCREMENT D PHASE 2 PB 60 PG 095 LOT 148 OR 9752 PG 2345
Legal Range	20E
Legal Township	26S
Legal Section	16
Legal Subdivision	COUNTRY WALK
Legal Phase	2
Legal Tract	130
Legal Lot Number	148
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1017
Census Tract	32107

Owner

4954 Diamonds Palm Loop is owned and occupied by an individual who bought it in July 2018.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	4954 DIAMONDS PALM LOOP, WESLEY CHAPEL, FL 33543-7161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 2, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jul 6, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Deed Document Number	2018113689
Deed Book / Page	9752 / 2345
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4954 DIAMONDS PALM LOOP, WESLEY CHAPEL, FL 33543-7161
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4954 DIAMONDS PALM LOOP, WESLEY CHAPEL, FL 33543-7161

Mortgage

Document Number	0113142840
Date	Nov 13, 2025
Book Page	11314/2840
Instrument	2025213893

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4954 DIAMONDS PALM LOOP, WESLEY CHAPEL, FL 33543-7161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101110371
Date	Jun 2, 2020
Book Page	10111/371
Instrument	2020086772

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 6, 2018
Property Address	4954 DIAMONDS PALM LOOP, WESLEY CHAPEL, FL 33543-7161
Document Number	0097522345
Book / Page	9752 / 2345
Map Reference	MB 60 PG 95-101
Instrument Date	Jun 29, 2018
Instrument	2018113689
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2021
Title Company	HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,292.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3160 S FALKENBURG RD, 3160, RIVERVIEW, FL 33578-2541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4954 DIAMONDS PALM LOOP, ZEPHYRHILLS, FL 33543-7161

Mortgage

Document Number	2018113690
Date	Jul 6, 2018
Instrument	2018113690

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4954 Diamonds Palm Loop was $9,732 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,732.00 Homeowner's exemption	$301,180 Land $91,692 Building $209,488	$435,599 Land $91,692 Building $343,907
2023	$9,191.00 (+55.28%) Additional exemption filed	$284,180 (+3%) Land $66,212 Building $217,968	$434,841 (+20.83%) Land $66,212 Building $368,629
2022	$5,919.00 Homeowner's exemption	$275,910 Land $55,222 Building $220,688	$359,867 Land $55,222 Building $304,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4954 Diamonds Palm Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 185 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	15 (1997–2024)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4954 Diamonds Palm Loop is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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