St. Mary's County property record for 49530 Wills Rd, Dameron, MD 20628 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,372 sqft Total Area |
| Lot Size | 152,460 sqft (3.5 acres) |
| Garage | Attached, 462 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $530,000 (2022) |
| Tax Bill | $6,799.00 (2025) |
| Primary APN | 01-038796 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,372 sqft Total Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 152,460 sqft (3.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Pool Area | 720 sqft Pool |
|---|---|
| Total Buildings | 2 Total Buildings |
| Deck Area | 216 sqft Deck |
| Porch Area | 738 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 038796 |
|---|---|
| Street Address | 49530 WILLS RD |
| City | DAMERON |
| State | MD |
| Zip | 20628-3124 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SECTION 2 PLAT 29/95 ELIZABETH MANOR |
| Legal Subdivision | ELIZABETH MANOR |
| Legal Lot Number | 7 |
| Jurisdiction | ST MARY'S MD |
| Minor Civil Division | 1, ST. INIGOES |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 876200 |
Source: St. Mary's County records · APN 01-038796
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49530 WILLS RD, DAMERON, MD 20628-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Line of Credit CEDAR POINT FCU |
| Jul 20, 2022 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Oct 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ACRE MORTGAGE & FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Prior Sale | Aug 29, 2016 · Amount on Record |
| Deed Book / Page | 6188 / 118 |
| Prior Transfer Date | Oct 08, 2020 |
| Prior Transfer Doc | 0055210489 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49530 WILLS RD, DAMERON, MD 20628-3124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BLUE CRAB T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0059850021 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 5985/21 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON PARK, MD 20653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 14, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jul 20, 2022 |
| Property Address | 49530 WILLS RD, DAMERON, MD 20628-3124 |
| Document Number | 0061880118 |
| Book / Page | 6188 / 118 |
| Map Reference | LB 29 FO 95 |
| Instrument Date | Jul 08, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LIGHTHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 49530 WILLS RD, DAMERON, MD 20628-3124 |
| Document Number | 0006188125 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 6188/125 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Oct 30, 2020 |
| Property Address | 49530 WILLS RD, DAMERON, MD 20628-3124 |
| Document Number | 0055210489 |
| Book / Page | 5521 / 489 |
| Map Reference | LB 29 FO 95 |
| Instrument Date | Oct 08, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 49530 WILLS RD, DAMERON, MD 20628-3124 |
| Document Number | 0005521494 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 5521/494 |
| Name | ACRE MORTGAGE & FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703,800 (+7.22%) Land $250,000 Building $453,800 | $703,800 (-) Land $250,000 Building $453,800 | |
| 2025 | $6,799.00 (+11.29%) Homeowner's exemption | $656,400 (+16.88%) | $703,800 (+25.32%) Land $250,000 Building $453,800 |
| 2023 | $6,109.00 | $561,600 Land $240,000 Building $321,600 | $561,600 Land $240,000 Building $321,600 |
49530 Wills Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · St. Mary's County (24037C), updated May 14, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 91st in Maryland |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 862 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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