4953 Stoddard Dr, Troy, MI 48085 Property Records

Oakland County property record for 4953 Stoddard Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,489 sqft · built 1971
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jan 2026)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`88-20-13-126-004`

Property Details

APN / Parcel Number

Primary APN	`88-20-13-126-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Basement Area	1,489 sqft
Finished Basement	1,489 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 78 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4953 STODDARD DR
City	TROY
State	MI
Zip	48085-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 13 WINDMILL POINTE SUB NO 2 LOT 405
Legal Range	11E
Legal Township	2N
Legal Section	13
Legal Subdivision	WINDMILL POINTE
Legal Lot Number	405
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1004
Census Tract	197900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6104 JAMES PL, TROY, MI 48098-1877
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 2, 2026	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Nov 24, 1997 · Amount on Record
Deed Document Number	2026432
Deed Book / Page	60837 / 821
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4953 STODDARD DR, TROY, MI 48085-3539
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6104 JAMES PL PI, PI, TROY, MI 48098-1877

Mortgage

Document Number	20250160610
Date	Dec 18, 2025
Book Page	60809/608
Instrument	20250160610

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 2, 2026
Property Address	4953 STODDARD DR, TROY, MI 48085-3539
Document Number	20260000432
Book / Page	60837 / 821
Map Reference	LB 129 PG 36-40
Instrument Date	Dec 10, 2025
Instrument	20260000432
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5024 CANYON DR, SANTA ROSA, CA 95409-3207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6104 JAMES PL # PI, PI, TROY, MI 48098-1877

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,039.00 (-3.83%)
2023			$274,920
2022	$3,160.00	$137,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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