4953 Clements Cir, Howell, MI 48855 Property Records

Livingston County property record for 4953 Clements Cir, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,378 sqft · built 1990
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,619 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-04-200-019`

Property Details

APN / Parcel Number

Primary APN	`07-04-200-019`
Alternative APN	`470704200019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,378 sqft
Basement Area	1,378 sqft
Unfinished Basement	1,378 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Lot Area	69,696 sqft (1.6 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4953 CLEMENTS CIR
City	HOWELL
State	MI
Zip	48855-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 4 T3N R5E COM E 1/4 COR, TH N ALG C/L MACK RD 199.71 FT TO POB TH CONT N ALG SD C/L 197.46 FT, TH N89*W 365.73 FT, TH S
Legal Range	05E
Legal Township	03N
Legal Section	04
Legal Subdivision	ML SUB
Legal Tract	712100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1003
Census Tract	712102

Owner

4953 Clements Cir is owned and occupied by two individuals who acquired it in September 2024.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4953 CLEMENTS CIR, HOWELL, MI 48855-9292
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOC FCU
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 13, 2024
Transfer Doc	0000020919
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4953 CLEMENTS CIR, HOWELL, MI 48855-9292
Document Number	0000019964
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4953 CLEMENTS CIR HOWELL MI 488559292, HOWELL, MI 48855-9292

Mortgage

Document Number	0000019964
Date	Aug 2, 2019
Instrument	19964

Lender

Name	LOC FCU
Type	Credit Union
Address	FARMINGTON, MI 48336

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2034

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4953 CLEMENTS CIR, HOWELL, MI 48855-9292
Document Number	0000008803
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4953 CLEMENTS CIR HOWELL MI 488559292, HOWELL, MI 48855-9292

Mortgage

Document Number	0000008803
Date	Mar 28, 2017
Instrument	8803

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4953 Clements Cir was $2,619 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,700	$351,400
2025	$2,619.00
2023		$145,500
2021			$291,000
2019	$2,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4953 Clements Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989)
Most Recent Claim	Jun 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4953 Clements Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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