4952 White Bluff Dr, Jacksonville, FL 32225 Property Records

Duval County property record for 4952 White Bluff Dr, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,857 sqft · built 1982
Lot Size	0.397 acres (17,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Apr 2026)
Tax Bill	$9,356 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160683-1080`

Property Details

APN / Parcel Number

Primary APN	`160683-1080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,857 sqft Living Area
Gross Area	4,070 sqft
1st Floor Area	2,857 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,311 sqft (0.397 acres)
Lot Dimensions	130 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	3 sqft
Porch	Enclosed/Finished Porch
Porch Area	707 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4952 WHITE BLUFF DR
City	JACKSONVILLE
State	FL
Zip	32225-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	37-21 29-1S-28E MARINER POINT LOT 34 BLK 2
Legal Range	28E
Legal Township	01S
Legal Section	29
Legal Subdivision	MARINER POINT
Legal Block	2
Legal Lot Number	34
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1001
Census Tract	14601

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4952 WHITE BLUFF DR, JACKSONVILLE, FL 32225-1116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Apr 27, 2026	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Feb 14, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATSON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Dec 20, 2024 · Amount on Record
Deed Document Number	202696664
Deed Book / Page	21882 / 5
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 27, 2026
Property Address	4952 WHITE BLUFF DR, JACKSONVILLE, FL 32225-1116
Document Number	0000096664
Book / Page	21882 / 5
Instrument Date	Apr 16, 2026
Instrument	2026.96664
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$466,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4952 WHITE BLUFF DR, JACKSONVILLE, FL 32225-1116
Investor	Possibly a Property Investor

Mortgage

Document Number	0000096665,
Date	Apr 27, 2026
Instrument	2026..96665

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 27, 2026
Property Address	4952 WHITE BLUFF DR, JACKSONVILLE, FL 32225-1116
Document Number	0218820005
Book / Page	21882 / 5
Instrument Date	Apr 16, 2026
Instrument	202696664
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$466,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4952 WHITE BLUFF DR, JACKSONVILLE, FL 32225-1116
Investor	Possibly a Property Investor

Mortgage

Document Number	0000096665,
Date	Apr 27, 2026
Instrument	202696665

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4952 WHITE BLUFF DR, JACKSONVILLE, FL 32225-1116
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186912143
Date	Feb 14, 2019
Book Page	18691/2143
Instrument	2019036670

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4952 WHITE BLUFF DR, JACKSONVILLE, FL 32225-1116
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4952 WHITE BLUFF DR, JACKSONVILLE, FL 32225-1116

Mortgage

Document Number	0193862060
Date	Sep 28, 2020
Book Page	19386/2060
Instrument	2020213282

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company
Address	JACKSONVILLE, FL 32211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,261 (+1.78%) Land $162,805 Building $392,456	$555,261 (+1.78%) Land $162,805 Building $392,456
2025	$9,356.00 (+59.82%)	$545,558 (+85.51%) Land $130,000 Building $415,558	$545,558 (+28.36%) Land $130,000 Building $415,558
2024	$5,854.00 (+22.34%)
2023	$4,785.00 (+9.02%) Homeowner's exemption	$294,084 (+3%)	$425,027 (+4.37%) Land $85,000 Building $340,027
2022	$4,389.00 Homeowner's exemption	$285,519	$407,221 Land $85,000 Building $322,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (1989–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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