Santa Rosa County property record for 4952 Spencer Oaks Blvd, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 2003 |
| Lot Size | 0.333 acres (14,549 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,472 (Aug 2020) |
| Tax Bill | $2,574 (2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-1N-29-5242-00A00-0500 |
| Primary APN | 10-1N-29-5242-00A00-0500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,580 sqft Heated Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 2,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 14,549 sqft (0.333 acres) |
| Lot Dimensions | 1,800 ft deep x 810 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 101N29524200A000500 |
|---|---|
| Street Address | 4952 SPENCER OAKS BLVD |
| City | PACE |
| State | FL |
| Zip | 32571-6247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPENCER OAKS LANDING PHASE 2 LOT 50 BLK A AS DES IN OR 2745 PG 492 & IN OR 3992 PG 1959 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 10 |
| Legal Subdivision | SPENCER OAKS LND PH2 |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 50 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10708 |
4952 Spencer Oaks Blvd is owned and occupied by an individual who bought it in August 2020.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4952 SPENCER OAKS BLVD, PACE, FL 32571-6247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on File |
| Deed Sale | Aug 20, 2020 · Amount on File |
| Prior Sale | Jun 28, 2007 · Amount on File |
| Deed Document Number | 202042514 |
| Deed Book / Page | 3992 / 1959 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4952 SPENCER OAKS BLVD, PACE, FL 32571-6247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4952 SPENCER OAKS BLVD, MILTON, FL 32571-6247 |
| Document Number | 0041700821 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 4170/821 |
| Instrument | 202157878 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 20, 2020 |
| Property Address | 4952 SPENCER OAKS BLVD, PACE, FL 32571-6247 |
| Document Number | 0039921959 |
| Book / Page | 3992 / 1959 |
| Map Reference | MB G PG 99 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 202042514 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $353.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6563 CHULAVISTA, 6563, PENSACOLA, FL 32504-7857 |
| Name | Verified Name |
|---|---|
| Address | 4952 SPENCER OAKS BLVD, PACE, FL 32571-6247 |
| Document Number | 0039921961 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 3992/1961 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,574.00 (-0.08%) | $211,157 (+0.6%) Land $38,000 Building $173,157 | $211,157 (+0.6%) Land $38,000 Building $173,157 |
| 2023 | $2,576.00 (+16.83%) | $209,895 (+18.1%) Land $38,000 Building $171,895 | $209,895 (+18.1%) Land $38,000 Building $171,895 |
| 2022 | $2,205.00 | $177,732 | $177,732 Land $27,000 Building $150,732 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4952 Spencer Oaks Blvd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2004–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4952 Spencer Oaks Blvd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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