4952 Margarette Cir E, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4952 Margarette Cir E, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,015 sqft · built 2019
Lot Size	0.217 acres (9,435 sqft)
Owner	Individual Name on File
Last Sale	$224,800 (Aug 2019)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-1-12-16-0-00124-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-1-12-16-0-00124-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,015 sqft Adjusted Area
1st Floor Area	1,516 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,435 sqft (0.217 acres)

Location & Zoning

Street Address	4952 MARGARETTE CIR E
City	OLIVE BRANCH
State	MS
Zip	38654-2354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MARGARETTE MANOR AT ROBINSON F LOT 124
Legal Range	007
Legal Township	02S
Legal Section	12
Legal Subdivision	MARGARETTE MANOR SEC F
Legal Lot Number	124
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	1
Census Block	1032
Census Tract	70721

Owner

Source: DeSoto County assessment roll, APN 2-07-1-12-16-0-00124-00, as of December 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4952 MARGARETTE CIR E, MINERAL WELLS, MS 38654-2354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 01, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 28, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Deed Book / Page	897 / 566
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	May 01, 2026
Property Address	4952 MARGARETTE CIR E, OLIVE BRANCH, MS 38654-2354
Document Number	5663046551
Book / Page	5663 / 46551
Instrument Date	Apr 09, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4952 MARGARETTE CIR E, OLIVE BRANCH, MS 38654-2354
Investor	Possibly a Property Investor

Mortgage

Document Number	5663046551,
Date	May 01, 2026
Book Page	5663/46551

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate	6.11%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4952 MARGARETTE CIR E, OLIVE BRANCH, MS 38654-2354
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4952 MARGARETTE CIR E, OLIVE BRANCH, MS 38654-2354

Mortgage

Document Number	5660/90343
Date	Sep 28, 2023
Book Page	5660/90343

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4952 MARGARETTE CIR E, OLIVE BRANCH, MS 38654-2354
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4952 MARGARETTE CIR E, OLIVE BRANCH, MS 38654-2354

Mortgage

Document Number	0005299/13
Date	Jul 22, 2021
Book Page	5299/13

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 28, 2019
Property Address	4952 MARGARETTE CIR E, OLIVE BRANCH, MS 38654-2354
Document Number	000897/566
Book / Page	0897 / 566
Map Reference	MB 122 PG 13-14
Instrument Date	Aug 21, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 150, SOUTHAVEN, MS 38671-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4952 MARGARETTE CIR E, OLIVE BRANCH, MS 38654-2354

Mortgage

Document Number	0004786516
Date	Aug 28, 2019
Instrument	4786/516

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll as of December 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00 (+21.03%)	$22,626 (+39.29%) Land $1,700 Building $20,926	$226,260 (+39.29%) Land $17,000 Building $209,260
2023	$1,916.00	$16,244	$162,437 Land $17,000 Building $145,437

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330707211, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 79 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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