4951 Oat Fields Dr, Myrtle Beach, SC 29588 Property Records

Horry County property record for 4951 Oat Fields Dr, Myrtle Beach, SC 29588

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,756 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Jun 2019)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`457-07-04-0093`

Property Details

APN / Parcel Number

Primary APN	`457-07-04-0093`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,756 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	462 sqft
Pool Area	348 sqft
Deck Area	128 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4951 OAT FIELDS DR
City	MYRTLE BEACH
State	SC
Zip	29588-7968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARM @ TIMBERLAKE PH 1C; LOT 25
Legal Subdivision	FARM @ TIMBERLAKE PH 1C
Legal Lot Number	25
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2000
Census Tract	51605

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4951 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE
Jun 28, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI ALPHA MTG CORP
Sep 26, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	0042201672
Deed Book / Page	4220 / 1672
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	4951 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4951 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968

Mortgage

Document Number	64620000000660
Date	Oct 14, 2021
Book Page	0000006462/0000000660

Lender

Name	BETTER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jun 28, 2019
Property Address	4951 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968
Document Number	4220/1672
Book / Page	004220 / 001672
Instrument Date	Jun 27, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,262.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4951 OAT FIELDS DR MYRTLE BEACH SC 295887968, MYRTLE BEACH, SC 29588-7968

Mortgage

Document Number	6104/1905
Date	Jun 28, 2019
Book Page	006104/001905

Lender

Name	ALPHA MTG CORP

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Sep 26, 2018
Property Address	4951 OAT FIELDS DR, MYRTLE BEACH, SC 29588-7968
Document Number	4144/1765
Book / Page	004144 / 001765
Instrument Date	Sep 24, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4951 OAT FIELDS DR MYRTLE BEACH SC 295887968, MYRTLE BEACH, SC 29588-7968

Mortgage

Document Number	6027/3189
Date	Sep 26, 2018
Book Page	006027/003189

Lender

Name	GUILD MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00
2024	$1,656.00 (+7.32%)	$19,452 (+31.26%) Land $4,431 Building $15,021	$486,306 (+31.22%) Land $110,774 Building $375,532
2023	$1,543.00 (+3.49%)	$14,820 (-0.03%) Land $2,000 Building $12,830	$370,600 (-) Land $49,900 Building $320,700
2021	$1,491.00	$14,824 Land $1,996 Building $12,828	$370,600 Land $49,900 Building $320,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	23 (1998–2023)
Claims Outside the SFHA	23 of 23
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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