4951 Mandolin Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 4951 Mandolin Ct, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,055 sqft · built 2009
Lot Size	0.215 acres (9,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$19,000 (Feb 2009)
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687555-000340`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687555-000340`
Alternative APNs	`132926687555000340` `32926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,055 sqft Living Area
Gross Area	2,473 sqft
1st Floor Area	2,055 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,378 sqft (0.215 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	418 sqft
Porch	Screened/Unfinished Porch
Porch Area	304 sqft

Location & Zoning

Street Address	4951 MANDOLIN CT
City	WINTER HAVEN
State	FL
Zip	33884-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANDOLIN II PB 144 PG 50-51 LOT 34
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	MANDOLIN II
Legal Tract	687555
Legal Block	1
Legal Lot Number	34
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14006

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 CALADIUM AVE, LAKE ALFRED, FL 33850-2515
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2009 · Amount on Record
Deed Sale	Feb 23, 2009 · Amount on Record
Prior Sale	Feb 23, 2009 · Amount on Record
Deed Document Number	200931149
Deed Book / Page	7822 / 1766
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4951 MANDOLIN CT, WINTER HAVEN, FL 33884-3630
Document Number	0114921709
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	168 CALADIUM AVE WINTER HAVEN FL 33884, WINTER HAVEN, FL 33884

Mortgage

Document Number	0114921709
Date	Dec 11, 2020
Book Page	011492/001709
Instrument	268463

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,869 (-0.36%) Land $44,000 Building $236,869	$280,869 (-2.35%) Land $44,000 Building $236,869
2025	$5,392.00 (+12.4%)	$281,896 (-2.99%)	$287,618 (-1.02%) Land $44,000 Building $243,618
2023	$4,797.00 (+9.47%)	$290,574 (+11.78%) Land $42,000 Building $248,574	$290,574 (+11.78%) Land $42,000 Building $248,574
2022	$4,382.00	$259,947 Land $35,000 Building $224,947	$259,947 Land $35,000 Building $224,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20