Madison County property record for 4950 SW Fourth St, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,132 sqft · built 1964 |
| Lot Size | 1.04 acres (45,631 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,800 (May 2012) |
| Tax Bill | $843 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051D-17A-011 |
| Primary APN | 051D-17A-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,132 sqft Adjusted Area |
| Gross Area | 1,803 sqft |
| 1st Floor Area | 1,803 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 45,631 sqft (1.04 acres) |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 379 sqft |
| Utility Building | 651 sqft |
| Cooling System | Central |
|---|
| Account Number | 905 |
|---|---|
| Street Address | 4950 SW FOURTH ST |
| City | FLORA |
| State | MS |
| Zip | 39071-9201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT FRONTING 206 FT ON W/S 4TH ST - |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 17 |
| Legal Subdivision | ALLENS ADDN BL 21 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 30302 |
Source: Madison County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4950 SW FOURTH ST, FLORA, MS 39071-9201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Line of Credit BANK PLUS |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 30, 2019 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Apr 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2012 · Amount on Record |
| Deed Sale | May 11, 2012 · Amount on Record |
| Prior Sale | Jan 12, 2005 · Amount on Record |
| Deed Document Number | 2012672939 |
| Deed Book / Page | 2788 / 270 |
| Last Transfer Date | Apr 21, 2017 |
| Transfer Doc | 3469/0937 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4950 SW FOURTH ST, FLORA, MS 39071-9201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4081/707 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 4081/707 |
| Instrument | 933489 |
| Name | BANK PLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Aug 5, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4950 SW FOURTH ST, FLORA, MS 39071-9201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4950 SW FOURTH ST, FLORA, MS 39071-9201 |
| Document Number | 4054/605 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 4054/605 |
| Instrument | 928916 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 4950 SW FOURTH ST, FLORA, MS 39071-9201 |
| Document Number | 0000883787 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4950 SW FOURTH ST FLORA MS 390719201, FLORA, MS 39071-9201 |
| Document Number | 0000883787 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 003810/000060 |
| Instrument | 883787 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jan 21, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 21, 2017 |
| Property Address | 4950 SW FOURTH ST, FLORA, MS 39071-9201 |
| Document Number | 0000811110 |
| Book / Page | 007469 / 000937 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 811110 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4950 SW FOURTH ST FLORA MS 390719201, FLORA, MS 39071-9201 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $843.00 Homeowner's exemption | $9,352 (-) | $93,520 (-) Land $28,000 Building $65,520 |
| 2024 | $843.00 | ||
| 2023 | $843.00 Homeowner's exemption | $9,352 | $93,520 Land $28,000 Building $65,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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