Hamilton County property record for 4950 Old Trl, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 888 sqft · built 1949 |
| Lot Size | 0.281 acres (12,261 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2024) |
| Tax Bill | $788 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099N B 012 |
| Primary APN | 099N B 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,261 sqft (0.281 acres) |
| Lot Dimensions | 170 ft deep x 72 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000027428 |
|---|---|
| Street Address | 4950 OLD TRL |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 19 N B HATCH PB 15 PG 41 |
| Legal Subdivision | HATCH N B |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10600 |
Source: Hamilton County records · APN 099N B 012
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4950 OLD TRL, CHATTANOOGA, TN 37415-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Dec 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 22, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on Record |
| Deed Sale | Dec 19, 2024 · Amount on Record |
| Prior Sale | Dec 20, 2021 · Amount on Record |
| Deed Document Number | 2024121900066 |
| Deed Book / Page | 13792 / 927 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4950 OLD TRL, CHATTANOOGA, TN 37415-1812 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000000198 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 12496/415 |
| Instrument | 2021052400198 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 19, 2024 |
| Property Address | 4950 OLD TRL, CHATTANOOGA, TN 37415-1812 |
| Document Number | 0000000066 |
| Book / Page | 13792 / 927 |
| Map Reference | MB 15 PG 41 |
| Instrument Date | Dec 18, 2024 |
| Instrument | 2024121900066 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4950 OLD TRL, CHATTANOOGA, TN 37415-1812 |
| Document Number | 0000000067 |
|---|---|
| Date | Dec 19, 2024 |
| Instrument | 2024121900067 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 20, 2021 |
| Property Address | 4950 OLD TRL, CHATTANOOGA, TN 37415-1812 |
| Document Number | 0000000354 |
| Book / Page | 12780 / 242 |
| Map Reference | MB 15 PG 41 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021122000354 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $714.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4950 OLD TRL, CHATTANOOGA, TN 37415-1812 |
| Document Number | 0012780244 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 12780/244 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 22, 2019 |
| Property Address | 4950 OLD TRL, CHATTANOOGA, TN 37415-1812 |
| Document Number | 0222000122 |
| Book / Page | 011571 / 000093 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 190222000122 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Title Company | CUMBERLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $483.29 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4950 OLD TRL CHATTANOOGA TN 374151812, CHATTANOOGA, TN 37415-1812 |
| Document Number | 222000123 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 011571/000096 |
| Instrument | 190222000123 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2049 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $788.00 (+6.49%) | $52,025 (+57.18%) | $208,100 (+57.18%) Land $70,000 Building $138,100 |
| 2024 | $740.00 (-45.71%) | $33,100 (-) | $132,400 (-) Land $50,000 Building $82,400 |
| 2023 | $1,363.00 (+19.14%) | $33,100 (-) | $132,400 (-) Land $50,000 Building $82,400 |
| 2022 | $1,144.00 | $33,100 | $132,400 Land $50,000 Building $82,400 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 259 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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