4950 N 46th St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 4950 N 46th St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,143 sqft · built 1955
Lot Size	0.752 acres (32,761 sqft)
Owner	Individual Name on File
Last Sale	$2,800,000 (May 2024)
Tax Bill	$6,187 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2023 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`171-31-001`

Property Details

APN / Parcel Number

Primary APN	`171-31-001`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,143 sqft Living Area
Gross Area	5,619 sqft
1st Floor Area	4,143 sqft

Exterior

Year Built	Built 1955
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	32,761 sqft (0.752 acres)
Parking Spaces	5 Parking Spaces
Pool Area	600 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4950 N 46TH ST
City	PHOENIX
State	AZ
Zip	85018-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-24
Legal Description	DEL RAY ESTATES
Legal Range	04E
Legal Township	02N
Legal Section	19
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	DEL RAY ESTATES
Legal Lot Number	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	108100

Owner

4950 N 46th St is owned and occupied by an individual who bought it in May 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4950 N 46TH ST, PHOENIX, AZ 85018-2803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP
Oct 6, 2017	Warranty Deed, Transfer PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2024 · Amount on File
Deed Sale	May 8, 2024 · Amount on File
Prior Sale	May 8, 2024 · Amount on File
Deed Document Number	20240243157
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4950 N 46TH ST, PHOENIX, AZ 85018-2803
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 N 46TH ST, PHOENIX, AZ 85018-2803

Mortgage

Document Number	0000695083
Date	Dec 3, 2025
Instrument	20250695083

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4950 N 46TH ST, PHOENIX, AZ 85018-2803
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 N 46TH ST, PHOENIX, AZ 85018-2803

Mortgage

Document Number	0000077951
Date	Feb 16, 2023
Instrument	20230077951

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4950 N 46TH ST, PHOENIX, AZ 85018-2803
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612977
Date	Aug 13, 2018
Instrument	20180612977

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4950 N 46TH ST, PHOENIX, AZ 85018-2803
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000936309
Date	Nov 20, 2019
Instrument	20190936309

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4950 N 46TH ST, PHOENIX, AZ 85018-2803
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000604441
Date	Jul 8, 2020
Instrument	20200604441

Lender

Name	ALLY CAPITAL CORP
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 6, 2017
Property Address	4950 N 46TH ST, PHOENIX, AZ 85018-2803
Document Number	0000741936
Instrument Date	Oct 4, 2017
Instrument	741936
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 N 46TH ST PHOENIX AZ 850182803, PHOENIX, AZ 85018-2803

Mortgage

Document Number	741937
Date	Oct 6, 2017
Instrument	741937

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4950 N 46th St was $6,187.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,980	$2,179,800 Land $435,900 Building $1,743,900
2025	$6,187.00
2024		$198,230	$1,982,300 Land $396,400 Building $1,585,900
2023	$6,502.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4950 N 46th St in Zone X, an area of moderate flood risk, though there have been 54 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	168 units insured incl. 120 condo units
Nearby Flood Claims	54 (1984–2014)
Claims Outside the SFHA	3 of 54
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4950 N 46th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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