4950 Mackall Rd, Saint Leonard, MD 20685 Property Records

Calvert County property record for 4950 Mackall Rd, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,969 sqft · built 2019
Lot Size	4.67 acres (203,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,555,000 (Jun 2025)
Tax Bill	$9,506 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-211552`

Property Details

APN / Parcel Number

Primary APN	`01-211552`
Alternative APNs	`1211552` `211552`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,969 sqft Total Area
Basement Area	1,116 sqft
Finished Basement	1,116 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	203,425 sqft (4.67 acres)
Garage Type	Mixed
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	568 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	211552
Street Address	4950 MACKALL RD
City	SAINT LEONARD
State	MD
Zip	20685-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 1RRRRR PLAT 1 MATAPEAKE
Legal Subdivision	MATAPEAKE
Legal Lot Number	1RRRR
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1022
Census Tract	860801

Owner

Source: Calvert County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4950 MACKALL RD, SAINT LEONARD, MD 20685-2315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Aug 15, 2018	Intrafamily Transfer, Transfer · ARM SOUTHERN TRUST MORTGAGE LLC
Feb 16, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FRANK J CLEARY CUSTOM BLDR INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Book / Page	6736 / 427
Prior Transfer Date	Aug 9, 2018
Prior Transfer Doc	0052360100
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4950 MACKALL RD, SAINT LEONARD, MD 20685-2315
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 MACKALL RD, SAINT LEONARD, MD 20685-2315

Mortgage

Document Number	0065150001
Date	Dec 14, 2023
Book Page	6515/1

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4950 MACKALL RD, SAINT LEONARD, MD 20685-2315
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 MACKALL RD, SAINT LEONARD, MD 20685-2315

Mortgage

Document Number	0056800195
Date	Aug 27, 2020
Book Page	5680/195

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Aug 15, 2018
Property Address	4950 MACKALL RD, SAINT LEONARD, MD 20685-2315
Document Number	0052360100
Book / Page	5236 / 100
Map Reference	MB KPS4 PL70
Instrument Date	Aug 9, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4950 MACKALL RD, SAINT LEONARD, MD 20685-2315

Mortgage

Document Number	0005236105
Date	Aug 15, 2018
Instrument	5236/105

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 16, 2018
Property Address	4950 MACKALL RD, SAINT LEONARD, MD 20685-2315
Document Number	0051460354
Book / Page	005146 / 000354
Instrument Date	Feb 14, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4565 WILLIAMS WHARF RD ST LEONARD MD 206853023, ST LEONARD, MD 20685-3023

Mortgage

Document Number	51460357
Date	Feb 16, 2018
Book Page	005146/000357

Lender

Name	FRANK J CLEARY CUSTOM BLDR INC
Address	PO BOX 639, OWINGS, MD 20736-0639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2023

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,506.00 (+24.91%)	$860,433 (+17.47%)	$924,400 (+26.2%) Land $183,400 Building $741,000
2023	$7,610.00	$732,500 Land $183,400 Building $549,100	$732,500 Land $183,400 Building $549,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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