4950 Ginger Bluff Trl, Katy, TX 77494 Property Records

Fort Bend County property record for 4950 Ginger Bluff Trl, Katy, TX 77494 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,751 sqft · built 2013
Lot Size	0.176 acres (7,698 sqft)
Owner	Individual Name on File
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R406856`

Property Details

APN / Parcel Number

Primary APN	`R406856`
Alternative APN	`2278-62-003-0290-914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,751 sqft Living Area
1st Floor Area	1,751 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,698 sqft (0.176 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R406856
Street Address	4950 GINGER BLUFF TRL
City	KATY
State	TX
Zip	77494-3499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH SOUTHWEST SEC 62, BLOCK 3, LOT 29
Legal Subdivision	CINCO RANCH SOUTHWEST SEC 62
Legal Block	3
Legal Lot Number	29
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3022
Census Tract	673111

Owner

Source: Fort Bend County records · APN R406856

Assessment roll updated July 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4950 GINGER BLUFF TRL, KATY, TX 77494-3499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Vendor's Lien, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 14, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2025
Deed Sale	Oct 10, 2025
Prior Sale	Feb 14, 2020
Deed Document Number	2025105220
Record Updated	Jun 08, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Oct 10, 2025
Property Address	4950 GINGER BLUFF TRL, KATY, TX 77494-3499
Document Number	0000105220
Map Reference	PL NO 20120065
Instrument Date	Oct 09, 2025
Instrument	2025105220
Transaction Type	Transfer
Record Updated	Dec 09, 2025
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 GINGER BLUFF TRL, KATY, TX 77494-3499

Mortgage

Document Number	0000105221
Date	Oct 10, 2025
Instrument	2025105221

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4950 GINGER BLUFF TRL, KATY, TX 77494-3499
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165561
Date	Nov 20, 2020
Instrument	2020165561

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Feb 14, 2020
Property Address	4950 GINGER BLUFF TRL, KATY, TX 77494-3499
Document Number	0000017959
Instrument Date	Feb 13, 2020
Instrument	17959
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	723 RIO CACTUS WAY SAN ANTONIO TX 782602615, SAN ANTONIO, TX 78260-2615

Mortgage

Document Number	17960
Date	Feb 14, 2020
Instrument	17960

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated July 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,670.00 (-27.24%)	$346,840 (+1.77%) Land $55,315 Building $291,525	$346,840 (+1.77%) Land $55,315 Building $291,525
2024	$7,793.00 (+44.93%)	$340,810 (+4.58%) Land $55,315 Building $285,495	$340,810 (+4.58%) Land $55,315 Building $285,495
2023	$5,377.00 (+39.66%)	$325,897 Land $42,550 Building $283,347	$325,897 Land $42,550 Building $283,347
2018	$3,850.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), updated August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576731113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 98 individual NFIP policies nearby
Nearby Flood Policies	98 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 573 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ezee Fiber Texas	Fiber	8,000 / 8,000
Consolidated Communications	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Fiber	1,500 / 1,500
Verizon	Fixed Wireless	300 / 20
Stratosnet Technologies	Fixed Wireless (unlicensed)	100 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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