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4950 Flower Hill Dr, Troy, MI 48098 Property Records

Oakland County property record for 4950 Flower Hill Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,954 sqft · built 1992
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$847,500 (Apr 2024)
Tax Bill$10,864 (2025)
Deeds & MortgagesOct 2026 Mortgage
Apr 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-17-100-006

Property Details

APN / Parcel Number

Primary APN88-20-17-100-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,954 sqft Living Area
1st Floor Area1,553 sqft
Basement Area1,553 sqft
Unfinished Basement1,553 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions163 ft deep x 101 ft wide
Garage Area645 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4950 FLOWER HILL DR
CityTROY
StateMI
Zip48098-6618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 17 OAK RIVER EAST SUB NO 3 LOT 284 8-14-89 FR 004
Legal Range11E
Legal Township2N
Legal Section17
Legal SubdivisionOAK RIDGE EAST SUB #3
Legal Lot Number8,284
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3000
Census Tract196800

Owner

Source: Oakland County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4950 FLOWER HILL DR, TROY, MI 48098-6618
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 16, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 21, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Prior SaleAug 25, 2003 · Amount on Record
Deed Document Number202441969
Deed Book / Page59291 / 822
Last Transfer DateJun 26, 2025
Transfer Doc0000081779
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateOct 2, 2026
Property Address4950 FLOWER HILL DR, TROY, MI 48098-6618
Document Number0000146195
Book / Page61605 / 40
Instrument DateSep 25, 2026
Instrument2026146195
Transaction TypeMortgage
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address4950 FLOWER HILL DR, TROY, MI 48098-6618

Mortgage

Document Number0000146195,
DateOct 2, 2026
Book Page61605/40
Instrument2026146195
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 16, 2024
Property Address4950 FLOWER HILL DR, TROY, MI 48098-6618
Document Number0000041969
Book / Page59291 / 822
Map ReferenceLB 208 PG 28-33
Instrument DateApr 10, 2024
Instrument41969
Transaction TypeTransfer
Record UpdatedMay 1, 2024
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,356.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4950 FLOWER HILL DR, TROY, MI 48098-6618

Transferred To (Grantee/Buyer)

NameVerified Name
Address2289 DORCHESTER DR N APT 102, 102, TROY, MI 48084-3723
InvestorPossibly a Property Investor

Mortgage

Document Number0000047089
DateApr 29, 2024
Book Page59318/737
Instrument47089
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2044

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJan 21, 2022
Property Address4950 FLOWER HILL DR, TROY, MI 48098-6618
Document Number0000299829
Book / Page57327 / 637
Map ReferenceLB 208 PG 28-33
Instrument DateJan 17, 2022
Instrument299829
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4950 FLOWER HILL DR, TROY, MI 48098-6618

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,864.00 (+46.34%)
2023$583,960
2022$7,424.00$291,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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