4950 Edgewater Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4950 Edgewater Ln, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,294 sqft · built 1994
Lot Size	0.261 acres (11,374 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2014)
Tax Bill	$6,519 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-3237-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-3237-6`
Alternative APNs	`10-28-16-99130-000-0710` `281610991300000710` `162810991300000710` `R110974`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,294 sqft Living Area
Gross Area	4,507 sqft
1st Floor Area	1,706 sqft
Upper Floors Area	1,588 sqft
Flooring	Carpet

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,374 sqft (0.261 acres)
Lot Dimensions	138 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	729 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R110974
Street Address	4950 EDGEWATER LN
City	OLDSMAR
State	FL
Zip	34677-6342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	WORTHINGTON LOT 71
Legal Range	16E
Legal Township	28S
Legal Section	10
Legal Subdivision	WORTHINGTON
Legal Tract	99130
Legal Lot Number	71
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	27326

Owner

4950 Edgewater Ln is owned and occupied by two individuals who bought it in October 2014.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4950 EDGEWATER LN, OLDSMAR, FL 34677-6342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2014 · Amount on File
Deed Sale	Oct 23, 2014 · Amount on File
Prior Sale	Dec 20, 1994 · Amount on File
Deed Document Number	2014295391
Deed Book / Page	18566 / 283
Prior Transfer Date	Oct 10, 2006
Prior Transfer Doc	0154361936
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4950 EDGEWATER LN, OLDSMAR, FL 34677-6342
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 EDGEWATER LN, OLDSMAR, FL 34677-6342

Mortgage

Document Number	0234061858
Date	Dec 30, 2025
Book Page	23406/1858
Instrument	2025363925

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4950 EDGEWATER LN, OLDSMAR, FL 34677-6342
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 EDGEWATER LN, OLDSMAR, FL 34677-6342

Mortgage

Document Number	0217792372
Date	Oct 27, 2021
Book Page	21779/2372
Instrument	2021351061

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4950 EDGEWATER LN, OLDSMAR, FL 34677-6342
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0217512109
Date	Oct 7, 2021
Book Page	21751/2109
Instrument	2021328859

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4950 EDGEWATER LN, OLDSMAR, FL 34677-6342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 EDGEWATER LN, OLDSMAR, FL 34677-6342

Mortgage

Document Number	0211630599
Date	Sep 14, 2020
Book Page	21163/599
Instrument	2020273237

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 27, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4950 Edgewater Ln was $6,519 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,519.00 (+5.64%) Homeowner's exemption	$395,515	$679,786 Land $156,341 Building $523,445
2024	$6,171.00 (+1.7%)
2023	$6,068.00 (+2.74%) Homeowner's exemption	$373,173 (+3%)	$626,036 (+15.32%) Land $217,293 Building $408,743
2022	$5,906.00 Homeowner's exemption	$362,304	$542,874 Land $164,587 Building $378,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4950 Edgewater Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 299 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	299 in force
Nearby Flood Claims	38 (1979–2024)
Claims Outside the SFHA	5 of 38
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Hermine, Sep 2016 · 2 claims Tropical Storm Debby, Jul 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4950 Edgewater Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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