St. Louis County property record for 4950 Arnold Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,056 sqft Gross Area |
| Lot Size | 39,423 sqft (0.905 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2023) |
| Tax Bill | $4,174.00 (2026) |
| Primary APN | 520-0030-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,056 sqft Gross Area |
| 1st Floor | 1,056 sqft 1st Floor |
| Basement Area | 1,000 sqft Basement |
| Finished Basement | 1,000 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 39,423 sqft (0.905 acres) |
| Garage Area | 576 sqft Garage |
| Deck Area | 120 sqft Deck |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Propane Heating Fuel |
| Account Number | 1156782 |
|---|---|
| Street Address | 4950 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-2706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 0001 BLOCK:000 SERIAL # |
| Legal Subdivision | BEDFORD PARK ACRES |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | RICE LAKE |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 10400 |
Source: St. Louis County records · APN 520-0030-00010
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4950 ARNOLD RD, DULUTH, MN 55803-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 09, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SAYGO HOME LOANS LLC |
| Oct 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jun 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LEND SMART MTG |
| Dec 05, 2019 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Oct 30, 2019 | Warranty Deed, Transfer AUTHORITY TITLE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on Record |
| Deed Sale | Oct 25, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2020 · Amount on Record |
| Deed Doc Number | 20231476688 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4950 ARNOLD RD, DULUTH, MN 55803-2706 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4950 ARNOLD RD, DULUTH, MN 55803-2706 |
| Document Number | 0001517759 |
|---|---|
| Date | Sep 09, 2025 |
| Instrument | 1517759 |
| Name | SAYGO HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 25, 2023 |
| Property Address | 4950 ARNOLD RD, DULUTH, MN 55803-2706 |
| Document Number | 0001476688 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 1476688 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Title Company | NOT AVAILABLE, THE TITLE TEAM NORTH SHORE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,188.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4950 ARNOLD RD, DULUTH, MN 55803-2706 |
| Document Number | 0001476691 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 1476691 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 30, 2020 |
| Property Address | 4950 ARNOLD RD, DULUTH, MN 55803-2706 |
| Document Number | 00A1384028 |
| Instrument Date | Jun 12, 2020 |
| Instrument | A1384028 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | NST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $848.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4950 ARNOLD RD DULUTH MN 558032706, DULUTH, MN 55803-2706 |
| Document Number | A1384029 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | A1384029 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4950 ARNOLD RD, DULUTH, MN 55803-2706 |
| Document Number | 00A1369972 |
| Instrument Date | Dec 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4950 ARNOLD RD DULUTH MN 558032706, DULUTH, MN 55803-2706 |
| Document Number | 00A1369972 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | A1369972 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 19, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 30, 2019 |
| Property Address | 4950 ARNOLD RD, DULUTH, MN 55803-2706 |
| Document Number | 00A1366445 |
| Instrument Date | Oct 23, 2019 |
| Instrument | A1366445 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | AUTHORITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $206.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4950 ARNOLD RD DULUTH MN 558032706, DULUTH, MN 55803-2706 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,174.00 (+3.62%) Homeowner's exemption | ||
| 2025 | $4,028.00 (+1.82%) Homeowner's exemption | $328,100 (+0.06%) Land $39,400 Building $288,700 | $328,100 (+0.06%) Land $39,400 Building $288,700 |
| 2024 | $327,900 (+23.09%) Land $39,200 Building $288,700 | $327,900 (+23.09%) Land $39,200 Building $288,700 | |
| 2023 | $3,956.00 | ||
| 2022 | $266,400 Land $37,500 Building $228,900 | $266,400 Land $37,500 Building $228,900 |
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