495 Willow St, West Barnstable, MA 02668 Property Records

Barnstable County and Barnstable Town City property record for 495 Willow St, West Barnstable, MA 02668

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on Record
Tax Bill	$8,709 (2025)
Deeds & Mortgages	May 2022 Sale Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BARN M:130 L:003`

Property Details

APN / Parcel Number

Primary APN	`BARN M:130 L:003`
Alternative APN	`70050`

Exterior

Lot Area	117,612 sqft (2.7 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	70050
Street Address	495 WILLOW ST
City	WEST BARNSTABLE
State	MA
Zip	02668-1314
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	1
Legal Lot Number	3
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3025
Census Tract	12200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	127 WHITTEMORE ST, FITCHBURG, MA 01420-1930
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Personal Representative Deed, Transfer
Jul 3, 2018	Quit Claim Deed, Mortgage · FHA Mortgage REVERSE MTG FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 7, 2022
Transfer Doc	0035109-34
Record Updated	Sep 20, 2026

May 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BARNSTABLE MA
Recording Date	May 10, 2022
Property Address	495 WILLOW ST, WEST BARNSTABLE, MA 02668-1314
Document Number	0035109-34
Book / Page	35109 / 34
Instrument Date	May 7, 2022
Instrument	24398
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 WHITTEMORE ST, FITCHBURG, MA 01420-1930

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jul 3, 2018
Property Address	495 WILLOW ST, WEST BARNSTABLE, MA 02668-1314
Document Number	31384-121
Book / Page	031384 / 000121
Instrument Date	Jun 20, 2018
Instrument	32407
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	495 WILLOW ST WEST BARNSTABLE MA 026681314, WEST BARNSTABLE, MA 02668-1314

Mortgage

Document Number	31384-122
Date	Jul 3, 2018
Book Page	031384/000122
Instrument	32408

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Jul 2, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.65%

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,709.00 (+9.56%)	$932,400 (+0.64%) Land $230,700 Building $701,700	$1,355,365
2024	$7,949.00 (+4.4%)	$926,500 (+10.85%) Land $230,700 Building $695,800
2023	$7,614.00	$835,800 Land $230,700 Building $605,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1979–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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