Cranston City property record for 495 Wilbur Ave, Cranston, RI 02921
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1940 |
| Lot Size | 0.493 acres (21,490 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $439,900 (May 2024) |
| Tax Bill | $5,709 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CRAN M:21-3 L:38 U |
| Primary APN | CRAN M:21-3 L:38 U |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 3,320 sqft |
| 1st Floor Area | 1,700 sqft |
| Basement Area | 1,458 sqft |
| Unfinished Basement | 1,458 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,490 sqft (0.493 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2314236 |
|---|---|
| Street Address | 495 WILBUR AVE |
| City | CRANSTON |
| State | RI |
| Zip | 02921-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A12 |
| Legal Lot Number | 38 |
| Jurisdiction | CRANSTON RI |
| Township / Civil Division | CRANSTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 14501 |
Source: Cranston City assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 495 WILBUR AVE, CRANSTON, RI 02921-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 3, 2021 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on Record |
| Deed Sale | May 24, 2024 · Amount on Record |
| Prior Sale | Jun 3, 2021 · Amount on Record |
| Deed Document Number | 202442650 |
| Deed Book / Page | 6791 / 206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 495 WILBUR AVE, CRANSTON, RI 02921-1434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 006751-238 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 6751/238 |
| Instrument | 9340 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Mar 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 495 WILBUR AVE, CRANSTON, RI 02921-1434 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 006639-145 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 6639/145 |
| Instrument | 36880 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 469 Months |
| Due | May 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 495 WILBUR AVE, CRANSTON, RI 02921-1434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 006556-190 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 6556/190 |
| Instrument | 119120 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2062 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | Jun 3, 2021 |
| Property Address | 495 WILBUR AVE, CRANSTON, RI 02921-1434 |
| Document Number | 6260-149 |
| Book / Page | 6260 / 149 |
| Instrument Date | May 28, 2021 |
| Instrument | 92190 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 92200 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 92200 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cranston City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Cranston City |
| Unified School District | Cranston School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,709.00 (+10.68%) | $411,300 (+50.71%) Land $137,300 Building $274,000 |
| 2023 | $5,158.00 (+2.12%) | $272,900 (-) Land $90,300 Building $182,600 |
| 2022 | $5,051.00 | $272,900 Land $90,300 Building $182,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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