495 White Cottage Rd S, Angwin, CA 94508 Property Records

Napa County property record for 495 White Cottage Rd S, Angwin, CA 94508

Property Summary

Property Type	Rural Home
Details	3 bd · 2,363 sqft · built 1957
Lot Size	0.592 acres (25,814 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Oct 2025)
Tax Bill	$5,654 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-271-023-000`

Property Details

APN / Parcel Number

Primary APN	`024-271-023-000`
Alternative APN	`02427123`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,363 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	25,814 sqft (0.592 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	02427123
Street Address	495 WHITE COTTAGE RD S
City	ANGWIN
State	CA
Zip	94508-9665
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AW
Jurisdiction	NAPA CA
Township / Civil Division	ANGWIN
Census Block Group	4
Census Block	4020
Census Tract	201700

Owner

Source: Napa County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	495 WHITE COTTAGE RD S, ANGWIN, CA 94508-9665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Grant Deed, Transfer · Conventional Mortgage SILVERADO CU
Sep 24, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/NAPA
Sep 24, 2019	Quit Claim Deed, Transfer · Line of Credit SILVERADO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Sep 24, 2019
Deed Document Number	2025-0014929
Record Updated	Jun 8, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Oct 27, 2025
Property Address	495 WHITE COTTAGE RD S, ANGWIN, CA 94508-9665
Document Number	0000014929
Map Reference	MB 1586 PG 944
Instrument Date	Oct 21, 2025
Instrument	2025-0014929
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 WHITE COTTAGE RD S, ANGWIN, CA 94508-9665

Mortgage

Document Number	0000014930
Date	Oct 27, 2025
Instrument	2025-0014930

Lender

Name	SILVERADO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Sep 24, 2019
Property Address	495 WHITE COTTAGE RD S, ANGWIN, CA 94508-9665
Document Number	0000019139
Instrument Date	Jun 26, 2019
Instrument	19139
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/NAPA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	495 WHITE COTTAGE RD S ANGWIN CA 945089665, ANGWIN, CA 94508-9665

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Sep 24, 2019
Property Address	495 WHITE COTTAGE RD S, ANGWIN, CA 94508-9665
Document Number	0000019137
Instrument Date	Jun 26, 2019
Instrument	19137
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/NAPA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 WHITE COTTAGE RD S ANGWIN CA 945089665, ANGWIN, CA 94508-9665

Mortgage

Document Number	19138
Date	Sep 24, 2019
Instrument	19138

Lender

Name	SILVERADO CU
Address	ANGWIN, CA 94508

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Napa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Napa County
Elementary School District	Howell Mountain Elementary School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,654.00 (+5.35%)	$548,613 (+4.04%) Land $124,404 Building $424,209
2023	$5,367.00 (+1.63%) Homeowner's exemption	$527,312 Land $119,574 Building $407,738
2022	$5,281.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1995–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWELL MOUNTAIN MUTUAL WATER COMPANY private · serves 1,244 people · EPA ID CA2810001
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Valley Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Cottage Rd S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures