Johnston County property record for 495 Westerman Pl, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,921 sqft · built 1999 |
| Lot Size | 6.41 acres (279,220 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Apr 2014) |
| Tax Bill | $4,115 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15I07040F |
| Primary APN | 15I07040F |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,601 sqft Living Area |
| Gross Area | 4,427 sqft |
| 1st Floor Area | 1,482 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 279,220 sqft (6.41 acres) |
| Garage Area | 958 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 528 sqft |
| Patio Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2000177037 |
|---|---|
| Street Address | 495 WESTERMAN PL |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-6923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | L5 CREEK`S BEND 51/85 |
| Legal Subdivision | L5 CREEK |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40905 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 495 WESTERMAN PL, SMITHFIELD, NC 27577-6923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2014 · Amount on Record |
| Deed Sale | Apr 11, 2014 · Amount on Record |
| Prior Sale | Jul 20, 2001 · Amount on Record |
| Deed Document Number | 2014416213 |
| Deed Book / Page | 4434 / 525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 495 WESTERMAN PL, SMITHFIELD, NC 27577-6923 |
| Document Number | 0000661740 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 495 WESTERMAN PL SMITHFIELD NC 275776923, SMITHFIELD, NC 27577-6923 |
| Document Number | 0000661740 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 005606/000678 |
| Instrument | 661740 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | ATLANTA, GA 30338 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2035 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,115.00 (+37.17%) | $658,420 (+68.94%) Land $196,950 Building $461,470 | $658,420 (+68.94%) Land $196,950 Building $461,470 |
| 2023 | $3,000.00 | $389,730 Land $89,550 Building $300,180 | $389,730 Land $89,550 Building $300,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHFIELD SOUTH WATER DIST serves 803 people · EPA ID NC4051007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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